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Crescira AVM · estimated value Medium confidence
HK$22.35M
≈ HK$19,888 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.71M, with repayments around HK$75,839/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$71,364
−HK$4,475/mo
▼ 0.25% · 3.875%
HK$73,583
−HK$2,256/mo
Today · 4.125%
HK$75,839
baseline
▲ 0.50% · 4.625%
HK$80,453
+HK$4,614/mo

Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$151,678/mo (50% DSR)

Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,068 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
20/F
Flat
A
Saleable Area
1,124 ft²
Gross Area
1,260 ft²
Efficiency
89%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2020-12-18 HK$29.00M +18.4%
3.5y
2017-06-14 HK$24.50M +48.5%
7.1y
2010-05-06 HK$16.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 8 min walk · 623 m
Education
48
schools within 1 km (12 within 500 m)
Daily convenience
43
within 1 km (1 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
39
parks, libraries, sports within 1 km

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 43 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 39 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com