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Crescira AVM · estimated value ● Medium confidence
HK$10.96M
≈ HK$13,650 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.29M, with repayments around HK$37,185/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$34,991
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,079
−HK$1,106/mo
Today · 4.125%
HK$37,185
baseline
▲ 0.50% · 4.625%
HK$39,448
+HK$2,263/mo

Deposit HK$3.29M · loan HK$7.67M · min. income ≈ HK$74,370/mo (50% DSR)

Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,033 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
B
Saleable Area
803 ft²
Gross Area
929 ft²
Efficiency
86%
District
Eastern District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2018-01-17 HK$12.80M +30.6%
4.5y
2013-07-03 HK$9.80M +154.5%
8.1y
2005-06-17 HK$3.85M +32.8%
4.9y
2000-08-09 HK$2.90M −50.8%
3.3y
1997-05-08 HK$5.90M +43.9%
1.0y
1996-05-10 HK$4.10M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 2 min walk · 158 m
Education
51
schools within 1 km (15 within 500 m)
Daily convenience
60
within 1 km (8 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
80
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Tin Hau Station (a rail station within an 8-min walk earns this label).

Family-friendly — 51 schools within a 1 km walk.

Everyday convenience — 60 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 80 parks, libraries and sports venues nearby.

Location

Other appraised units in this building