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Crescira AVM · estimated value Medium confidence
HK$24.89M
≈ HK$13,779 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.47M, with repayments around HK$84,425/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$79,443
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$81,914
−HK$2,511/mo
Today · 4.125%
HK$84,425
baseline
▲ 0.50% · 4.625%
HK$89,562
+HK$5,137/mo

Deposit HK$7.47M · loan HK$17.42M · min. income ≈ HK$168,850/mo (50% DSR)

Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$1,057,632 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
D
Saleable Area
1,806 ft²
Gross Area
2,200 ft²
Efficiency
82%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2007-08-17 HK$11.80M +2.6%
2007-03-08 HK$11.50M +5.5%
1997-05-14 HK$10.90M +46.7%
1996-02-07 HK$7.43M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 6 min walk · 442 m
Education
51
schools within 1 km (23 within 500 m)
Daily convenience
51
within 1 km (16 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
57
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to North Point Station (a rail station within an 8-min walk earns this label).

Family-friendly — 51 schools within a 1 km walk.

Everyday convenience — 51 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 57 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com