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Crescira AVM · estimated value Medium confidence
HK$21.83M
≈ HK$14,334 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.55M, with repayments around HK$74,064/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$69,694
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$71,862
−HK$2,202/mo
Today · 4.125%
HK$74,064
baseline
▲ 0.50% · 4.625%
HK$78,571
+HK$4,507/mo

Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$148,128/mo (50% DSR)

Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,838 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
A
Saleable Area
1,523 ft²
Gross Area
1,790 ft²
Efficiency
85%
District
Eastern District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2022-03-03 HK$31.80M +63.7%
9.4y
2012-10-08 HK$19.43M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 2 min walk · 139 m
Education
50
schools within 1 km (14 within 500 m)
Daily convenience
56
within 1 km (8 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
78
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Tin Hau Station (a rail station within an 8-min walk earns this label).

Family-friendly — 50 schools within a 1 km walk.

Everyday convenience — 56 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 78 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com