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Crescira AVM · estimated value ● Medium confidence
HK$25.39M
≈ HK$17,424 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.62M, with repayments around HK$86,127/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$81,045
−HK$5,082/mo
▼ 0.25% · 3.875%
HK$83,566
−HK$2,561/mo
Today · 4.125%
HK$86,127
baseline
▲ 0.50% · 4.625%
HK$91,368
+HK$5,241/mo

Deposit HK$7.62M · loan HK$17.77M · min. income ≈ HK$172,254/mo (50% DSR)

Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$1,078,952 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
29/F
Flat
B
Saleable Area
1,457 ft²
Gross Area
1,682 ft²
Efficiency
87%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2023-06-02 HK$17.00M +24.3%
2010-08-16 HK$13.68M +22.1%
2010-07-29 HK$11.20M +40.0%
11.2y
1999-05-27 HK$8.00M −16.7%
2.3y
1997-02-11 HK$9.60M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 3 min walk · 205 m
Education
47
schools within 1 km (23 within 500 m)
Daily convenience
47
within 1 km (20 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
79
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 47 schools within a 1 km walk.

Everyday convenience — 47 shopping and daily-needs spots nearby.

Green space & leisure — 79 parks, libraries and sports venues nearby.

Location

Other appraised units in this building