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At today's rate and a 90% mortgage, the deposit on this unit is about HK$434K, with repayments around HK$18,944/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$434K · loan HK$3.91M · min. income ≈ HK$37,888/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,147 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- B
- Saleable Area
- 335 Saleable ft²
- Gross Area
- 470 ft²
- Efficiency
- 71%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-03 | HK$4.26M | +0.7% 9.0y · 0.0%/yr |
| 2017-03-16 | HK$4.23M | +135.0% 7.2y · 19.0%/yr |
| 2010-02-05 | HK$1.80M | −5.3% |
| 2008-04-24 | HK$1.90M | +25.0% |
| 2007-06-15 | HK$1.52M | +28.8% |
| 2006-02-14 | HK$1.18M | +5.4% |
| 2000-01-17 | HK$1.12M | — |