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At today's rate and a 90% mortgage, the deposit on this unit is about HK$581K, with repayments around HK$25,347/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$581K · loan HK$5.23M · min. income ≈ HK$50,694/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$130,748 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- 3
- Saleable Area
- 456 Saleable ft²
- Gross Area
- 534 ft²
- Efficiency
- 85%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-12 | HK$7.98M | +33.0% 5.6y · 6.0%/yr |
| 2016-10-06 | HK$6.00M | +22.7% 3.6y · 6.0%/yr |
| 2013-02-22 | HK$4.89M | +35.8% |
| 2011-02-09 | HK$3.60M | +26.3% |
| 2010-02-01 | HK$2.85M | +12.6% |
| 2008-03-20 | HK$2.53M | — |