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10/F 4

in HEALTHY GARDENS BLOCK B

Eastern District · Hong Kong Island

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4/F 1 446 ft² 4/F 2 456 ft² 4/F 3 456 ft² 4/F 5 446 ft² 4/F 6 456 ft² 4/F 7 456 ft² 5/F 1 446 ft² 5/F 2 456 ft² 5/F 3 456 ft² 5/F 4 446 ft² 5/F 7 456 ft² 5/F 6 456 ft² 5/F 8 446 ft² 6/F 2 456 ft² 6/F 3 456 ft² 6/F 4 446 ft² 6/F 5 446 ft² 6/F 6 456 ft² 6/F 8 446 ft² 7/F 1 446 ft² 7/F 2 456 ft² 7/F 3 456 ft² 7/F 4 446 ft² 7/F 5 445 ft² 7/F 6 456 ft² 7/F 7 456 ft² 7/F 8 446 ft² 8/F 2 456 ft² 8/F 3 456 ft² 8/F 5 445 ft² 8/F 6 456 ft² 8/F 7 456 ft² 8/F 8 446 ft² 9/F 1 445 ft² 9/F 4 446 ft² 9/F 7 456 ft² 9/F 8 446 ft² 10/F 2 456 ft² 10/F 3 456 ft² 10/F 5 446 ft² 10/F 6 456 ft² 10/F 7 456 ft² 10/F 8 446 ft² 10/F 4 446 ft² 11/F 3 456 ft² 11/F 4 446 ft² 11/F 5 446 ft² 11/F 6 456 ft² 11/F 7 456 ft² 12/F 4 446 ft² 12/F 5 446 ft² 12/F 6 456 ft² 12/F 7 456 ft² 12/F 8 446 ft² 13/F 1 446 ft² 13/F 3 456 ft² 13/F 5 446 ft² 13/F 7 456 ft² 13/F 8 446 ft² 14/F 2 456 ft² 14/F 6 456 ft² 14/F 7 456 ft² 14/F 8 446 ft² 15/F 1 446 ft² 15/F 2 456 ft² 15/F 3 456 ft² 15/F 4 446 ft² 15/F 6 456 ft² 15/F 8 446 ft² 16/F 1 446 ft² 16/F 2 456 ft² 16/F 3 456 ft² 16/F 5 445 ft² 16/F 6 456 ft² 16/F 7 456 ft² 16/F 8 446 ft² 17/F 1 446 ft² 17/F 4 446 ft² 17/F 5 445 ft² 17/F 6 456 ft² 17/F 7 456 ft² 17/F 8 446 ft² 18/F 2 456 ft² 18/F 5 446 ft² 18/F 6 456 ft² 18/F 7 456 ft² 18/F 8 446 ft² 19/F 2 456 ft² 19/F 4 446 ft² 19/F 5 446 ft² 19/F 6 456 ft² 19/F 7 456 ft² 19/F 8 446 ft² 20/F 1 445 ft² 20/F 4 446 ft² 20/F 6 456 ft² 21/F 2 456 ft² 21/F 3 456 ft² 21/F 4 446 ft² 21/F 6 456 ft² 21/F 8 446 ft² 22/F 1 445 ft² 22/F 2 456 ft² 22/F 4 446 ft² 22/F 5 446 ft² 22/F 6 456 ft² 22/F 8 446 ft² 23/F 2 456 ft² 23/F 3 456 ft² 24/F 2 456 ft² 24/F 4 446 ft² 24/F 8 446 ft² 25/F 1 446 ft² 25/F 3 456 ft² 25/F 4 446 ft² 25/F 5 446 ft² 25/F 6 456 ft² 25/F 7 456 ft² 25/F 8 446 ft² 26/F 1 446 ft² 26/F 3 456 ft² 26/F 4 446 ft² 26/F 7 456 ft²
Crescira AVM · estimated value Medium confidence
HK$5.72M
≈ HK$12,829 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$572K, with repayments around HK$24,956/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$23,484
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,214
−HK$742/mo
Today · 4.125%
HK$24,956
baseline
▲ 0.50% · 4.625%
HK$26,475
+HK$1,519/mo

Deposit HK$572K · loan HK$5.15M · min. income ≈ HK$49,912/mo (50% DSR)

Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$128,735 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway North Point Station
≈ 5 min walk · 369 m
Education
38
schools within 1 km (14 within 500 m)
Daily convenience
33
within 1 km (17 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
34
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway North Point Station Station.

Family-friendly — 38 schools within a 1 km walk.

Everyday convenience — 33 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 34 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
10/F
Flat
4
Saleable Area
446 Saleable ft²
Gross Area
507 ft²
Efficiency
88%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2026-07-20 HK$5.90M −1.7%
5.1y
2021-06-29 HK$6.00M +20.0%
4.2y · 5.0%/yr
2017-04-28 HK$5.00M +16.3%
1.2y · 13.0%/yr
2016-01-26 HK$4.30M +104.8%
10.4y · 10.0%/yr
2005-09-06 HK$2.10M +24.3%
2005-04-20 HK$1.69M −41.7%
1997-08-22 HK$2.90M +68.6%
1995-12-07 HK$1.72M
Data sourced from Renavon.com