▼ 0.50% · 3.625%
HK$18,970
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,560
−HK$599/mo
Today · 4.125%
HK$20,159
baseline
▲ 0.50% · 4.625%
HK$21,386
+HK$1,227/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$40,318/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,103
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$21,669
−HK$575/mo
Today · 4.125%
HK$22,244
baseline
▲ 0.50% · 4.625%
HK$23,416
+HK$1,172/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$44,488/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,866
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,516
−HK$659/mo
Today · 4.125%
HK$22,175
baseline
▲ 0.50% · 4.625%
HK$23,524
+HK$1,349/mo
Deposit HK$3.74M · loan HK$4.58M · min. income ≈ HK$44,350/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,214
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,836
−HK$632/mo
Today · 4.125%
HK$24,468
baseline
▲ 0.50% · 4.625%
HK$25,758
+HK$1,290/mo
Deposit HK$3.74M · loan HK$4.58M · min. income ≈ HK$48,936/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,763
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,471
−HK$720/mo
Today · 4.125%
HK$24,191
baseline
▲ 0.50% · 4.625%
HK$25,663
+HK$1,472/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$48,382/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,324
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,003
−HK$689/mo
Today · 4.125%
HK$26,692
baseline
▲ 0.50% · 4.625%
HK$28,099
+HK$1,407/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$53,384/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,660
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,427
−HK$780/mo
Today · 4.125%
HK$26,207
baseline
▲ 0.50% · 4.625%
HK$27,801
+HK$1,594/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$52,414/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,434
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,170
−HK$747/mo
Today · 4.125%
HK$28,917
baseline
▲ 0.50% · 4.625%
HK$30,441
+HK$1,524/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$57,834/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,557
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,383
−HK$840/mo
Today · 4.125%
HK$28,223
baseline
▲ 0.50% · 4.625%
HK$29,940
+HK$1,717/mo
Deposit HK$2.50M · loan HK$5.82M · min. income ≈ HK$56,446/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,545
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,337
−HK$804/mo
Today · 4.125%
HK$31,141
baseline
▲ 0.50% · 4.625%
HK$32,782
+HK$1,641/mo
Deposit HK$2.50M · loan HK$5.82M · min. income ≈ HK$62,282/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,454
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,339
−HK$900/mo
Today · 4.125%
HK$30,239
baseline
▲ 0.50% · 4.625%
HK$32,079
+HK$1,840/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$60,478/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,655
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,504
−HK$861/mo
Today · 4.125%
HK$33,365
baseline
▲ 0.50% · 4.625%
HK$35,124
+HK$1,759/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$66,730/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,351
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,295
−HK$960/mo
Today · 4.125%
HK$32,255
baseline
▲ 0.50% · 4.625%
HK$34,217
+HK$1,962/mo
Deposit HK$1.66M · loan HK$6.66M · min. income ≈ HK$64,510/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,765
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,671
−HK$919/mo
Today · 4.125%
HK$35,590
baseline
▲ 0.50% · 4.625%
HK$37,466
+HK$1,876/mo
Deposit HK$1.66M · loan HK$6.66M · min. income ≈ HK$71,180/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,248
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,251
−HK$1,019/mo
Today · 4.125%
HK$34,270
baseline
▲ 0.50% · 4.625%
HK$36,356
+HK$2,086/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$68,540/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,876
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,838
−HK$976/mo
Today · 4.125%
HK$37,814
baseline
▲ 0.50% · 4.625%
HK$39,807
+HK$1,993/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$75,628/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,145
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,207
−HK$1,079/mo
Today · 4.125%
HK$36,286
baseline
▲ 0.50% · 4.625%
HK$38,494
+HK$2,208/mo
Deposit HK$832K · loan HK$7.49M · min. income ≈ HK$72,572/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,986
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,005
−HK$1,033/mo
Today · 4.125%
HK$40,038
baseline
▲ 0.50% · 4.625%
HK$42,149
+HK$2,111/mo
Deposit HK$832K · loan HK$7.49M · min. income ≈ HK$80,076/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,571 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).