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Crescira AVM · estimated value Medium confidence
HK$15.09M
≈ HK$13,956 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.53M, with repayments around HK$51,182/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$48,162
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,660
−HK$1,522/mo
Today · 4.125%
HK$51,182
baseline
▲ 0.50% · 4.625%
HK$54,297
+HK$3,115/mo

Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$102,364/mo (50% DSR)

Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,753 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
E
Saleable Area
1,081 ft²
Gross Area
1,167 ft²
Efficiency
93%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2002-02-28 HK$4.13M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 5 min walk · 388 m
Education
48
schools within 1 km (19 within 500 m)
Daily convenience
42
within 1 km (14 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
39
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to North Point Station (a rail station within an 8-min walk earns this label).

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 42 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 39 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com