▼ 0.50% · 3.625%
HK$6,540
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,743
−HK$207/mo
Today · 4.125%
HK$6,950
baseline
▲ 0.50% · 4.625%
HK$7,373
+HK$423/mo
Deposit HK$1.43M · loan HK$1.43M · min. income ≈ HK$13,900/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,275
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,470
−HK$198/mo
Today · 4.125%
HK$7,668
baseline
▲ 0.50% · 4.625%
HK$8,072
+HK$404/mo
Deposit HK$1.43M · loan HK$1.43M · min. income ≈ HK$15,336/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,194
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,417
−HK$228/mo
Today · 4.125%
HK$7,645
baseline
▲ 0.50% · 4.625%
HK$8,110
+HK$465/mo
Deposit HK$1.29M · loan HK$1.58M · min. income ≈ HK$15,290/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,003
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,217
−HK$218/mo
Today · 4.125%
HK$8,435
baseline
▲ 0.50% · 4.625%
HK$8,880
+HK$445/mo
Deposit HK$1.29M · loan HK$1.58M · min. income ≈ HK$16,870/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,847
−HK$493/mo
▼ 0.25% · 3.875%
HK$8,092
−HK$248/mo
Today · 4.125%
HK$8,340
baseline
▲ 0.50% · 4.625%
HK$8,847
+HK$507/mo
Deposit HK$1.15M · loan HK$1.72M · min. income ≈ HK$16,680/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,730
−HK$472/mo
▼ 0.25% · 3.875%
HK$8,964
−HK$238/mo
Today · 4.125%
HK$9,202
baseline
▲ 0.50% · 4.625%
HK$9,687
+HK$485/mo
Deposit HK$1.15M · loan HK$1.72M · min. income ≈ HK$18,404/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,501
−HK$534/mo
▼ 0.25% · 3.875%
HK$8,766
−HK$269/mo
Today · 4.125%
HK$9,035
baseline
▲ 0.50% · 4.625%
HK$9,584
+HK$549/mo
Deposit HK$1.00M · loan HK$1.86M · min. income ≈ HK$18,070/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,458
−HK$511/mo
▼ 0.25% · 3.875%
HK$9,711
−HK$258/mo
Today · 4.125%
HK$9,969
baseline
▲ 0.50% · 4.625%
HK$10,494
+HK$525/mo
Deposit HK$1.00M · loan HK$1.86M · min. income ≈ HK$19,938/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,155
−HK$574/mo
▼ 0.25% · 3.875%
HK$9,440
−HK$289/mo
Today · 4.125%
HK$9,729
baseline
▲ 0.50% · 4.625%
HK$10,322
+HK$593/mo
Deposit HK$860K · loan HK$2.01M · min. income ≈ HK$19,458/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,185
−HK$551/mo
▼ 0.25% · 3.875%
HK$10,458
−HK$278/mo
Today · 4.125%
HK$10,736
baseline
▲ 0.50% · 4.625%
HK$11,301
+HK$565/mo
Deposit HK$860K · loan HK$2.01M · min. income ≈ HK$21,472/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,809
−HK$615/mo
▼ 0.25% · 3.875%
HK$10,114
−HK$310/mo
Today · 4.125%
HK$10,424
baseline
▲ 0.50% · 4.625%
HK$11,059
+HK$635/mo
Deposit HK$717K · loan HK$2.15M · min. income ≈ HK$20,848/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,913
−HK$589/mo
▼ 0.25% · 3.875%
HK$11,205
−HK$297/mo
Today · 4.125%
HK$11,502
baseline
▲ 0.50% · 4.625%
HK$12,109
+HK$607/mo
Deposit HK$717K · loan HK$2.15M · min. income ≈ HK$23,004/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,463
−HK$656/mo
▼ 0.25% · 3.875%
HK$10,789
−HK$330/mo
Today · 4.125%
HK$11,119
baseline
▲ 0.50% · 4.625%
HK$11,796
+HK$677/mo
Deposit HK$574K · loan HK$2.29M · min. income ≈ HK$22,238/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,640
−HK$629/mo
▼ 0.25% · 3.875%
HK$11,952
−HK$317/mo
Today · 4.125%
HK$12,269
baseline
▲ 0.50% · 4.625%
HK$12,916
+HK$647/mo
Deposit HK$574K · loan HK$2.29M · min. income ≈ HK$24,538/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,117
−HK$697/mo
▼ 0.25% · 3.875%
HK$11,463
−HK$351/mo
Today · 4.125%
HK$11,814
baseline
▲ 0.50% · 4.625%
HK$12,533
+HK$719/mo
Deposit HK$430K · loan HK$2.44M · min. income ≈ HK$23,628/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,368
−HK$668/mo
▼ 0.25% · 3.875%
HK$12,700
−HK$336/mo
Today · 4.125%
HK$13,036
baseline
▲ 0.50% · 4.625%
HK$13,723
+HK$687/mo
Deposit HK$430K · loan HK$2.44M · min. income ≈ HK$26,072/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,771
−HK$738/mo
▼ 0.25% · 3.875%
HK$12,137
−HK$372/mo
Today · 4.125%
HK$12,509
baseline
▲ 0.50% · 4.625%
HK$13,271
+HK$762/mo
Deposit HK$287K · loan HK$2.58M · min. income ≈ HK$25,018/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,095
−HK$708/mo
▼ 0.25% · 3.875%
HK$13,447
−HK$356/mo
Today · 4.125%
HK$13,803
baseline
▲ 0.50% · 4.625%
HK$14,530
+HK$727/mo
Deposit HK$287K · loan HK$2.58M · min. income ≈ HK$27,606/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).