Home Eastern District PROVIDENT CENTRE BLOCK 11

8/F A

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Floor

1/F A 1,308 ft² 2/F A 1,308 ft² 2/F B 1,308 ft² 3/F B 1,308 ft² 4/F A 1,308 ft² 4/F B 1,308 ft² 6/F A 1,308 ft² 6/F B 1,308 ft² 7/F A 1,308 ft² 7/F B 1,308 ft² 8/F A 1,308 ft² 9/F A 1,308 ft² 9/F B 1,308 ft² 10/F A 1,308 ft² 11/F B 1,308 ft² 13/F B 1,308 ft² 14/F A 1,308 ft² 14/F B 1,308 ft² 15/F A 1,308 ft² 17/F A 1,308 ft² 17/F B 1,308 ft² 18/F B 1,308 ft² 21/F A 1,308 ft² 22/F B 1,308 ft² 23/F A 1,308 ft² 24/F B 1,308 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$16.17M

≈ HK$12,365 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.85M, with repayments around HK$54,868/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$51,630

−HK$3,238/mo

▼ 0.25% · 3.875%

HK$53,236

−HK$1,632/mo

Today · 4.125%

HK$54,868

baseline

▲ 0.50% · 4.625%

HK$58,206

+HK$3,338/mo

Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$109,736/mo (50% DSR)

Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,487 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway North Point Station

≈ 5 min walk · 396 m

Education

schools within 1 km (15 within 500 m)

Daily convenience

within 1 km (25 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway North Point Station Station.

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 38 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 8/F
Flat: A
Saleable Area: 1,308 Saleable ft²
Gross Area: 1,537 ft²
Efficiency: 85%
District: Eastern District · Hong Kong Island
School net (POA): 14

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2003-12-17	HK$5.38M	−7.2%	HK$4,113	HK$3,500
2001-02-28	HK$5.80M	−53.6%	HK$4,434	HK$3,774
1997-11-03	HK$12.50M	+40.4%	HK$9,557	HK$8,133
1996-11-23	HK$8.90M	+18.7%	HK$6,804	HK$5,790
1995-10-28	HK$7.50M	—	HK$5,734	HK$4,880