Skip to content
Crescira AVM · estimated value Medium confidence
HK$12.99M
≈ HK$15,460 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.90M, with repayments around HK$44,056/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$41,456
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,746
−HK$1,310/mo
Today · 4.125%
HK$44,056
baseline
▲ 0.50% · 4.625%
HK$46,737
+HK$2,681/mo

Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$88,112/mo (50% DSR)

Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,981 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
25/F
Flat
A
Saleable Area
840 ft²
Gross Area
954 ft²
Efficiency
88%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
1996-08-19 HK$5.08M +4.7%
1996-06-28 HK$4.85M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 6 min walk · 419 m
Education
45
schools within 1 km (17 within 500 m)
Daily convenience
46
within 1 km (24 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
38
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to North Point Station (a rail station within an 8-min walk earns this label).

Family-friendly — 45 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 38 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com