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Crescira AVM · estimated value Medium confidence
HK$33.45M
≈ HK$14,607 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$10.04M, with repayments around HK$113,482/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$106,786
−HK$6,696/mo
▼ 0.25% · 3.875%
HK$110,107
−HK$3,375/mo
Today · 4.125%
HK$113,482
baseline
▲ 0.50% · 4.625%
HK$120,387
+HK$6,905/mo

Deposit HK$10.04M · loan HK$23.42M · min. income ≈ HK$226,964/mo (50% DSR)

Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,421,641 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
25/F
Flat
A
Saleable Area
2,290 ft²
Gross Area
2,527 ft²
Efficiency
91%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2003-05-12 HK$13.38M −5.8%
1999-11-02 HK$14.20M −28.3%
1996-12-30 HK$19.80M +67.4%
1995-11-04 HK$11.83M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 6 min walk · 419 m
Education
45
schools within 1 km (17 within 500 m)
Daily convenience
46
within 1 km (24 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
38
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to North Point Station (a rail station within an 8-min walk earns this label).

Family-friendly — 45 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 38 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com