Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$476K, with repayments around HK$20,767/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$476K · loan HK$4.28M · min. income ≈ HK$41,534/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$93,599 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Fortress Hill Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 77 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- F
- Saleable Area
- 330 Saleable ft²
- Gross Area
- 425 ft²
- Efficiency
- 78%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-19 | HK$6.28M | +0.0% 7.1y · 10.0%/yr |
| 2021-01-07 | HK$6.28M | +73.5% 7.1y · 10.0%/yr |
| 2013-12-03 | HK$3.62M | +81.0% |
| 2010-02-19 | HK$2.00M | +35.1% |
| 2007-03-27 | HK$1.48M | −23.3% |
| 1996-05-15 | HK$1.93M | — |