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Crescira AVM · estimated value Medium confidence
HK$9.76M
≈ HK$16,594 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$976K, with repayments around HK$42,559/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$40,047
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,293
−HK$1,266/mo
Today · 4.125%
HK$42,559
baseline
▲ 0.50% · 4.625%
HK$45,148
+HK$2,589/mo

Deposit HK$976K · loan HK$8.78M · min. income ≈ HK$85,118/mo (50% DSR)

Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,703 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
7/F
Flat
C
Saleable Area
588 ft²
Gross Area
740 ft²
Efficiency
79%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2007-04-27 HK$4.66M +16.5%
2004-05-12 HK$4.00M −9.1%
1999-10-12 HK$4.40M −38.9%
1997-04-29 HK$7.20M +35.8%
1996-05-15 HK$5.30M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 7 min walk · 535 m
Education
39
schools within 1 km (14 within 500 m)
Daily convenience
41
within 1 km (9 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
41
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to North Point Station (a rail station within an 8-min walk earns this label).

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 41 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 41 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com