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Crescira AVM · estimated value ● Medium confidence
HK$4.72M
≈ HK$11,069 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$472K, with repayments around HK$20,568/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$19,355
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,957
−HK$611/mo
Today · 4.125%
HK$20,568
baseline
▲ 0.50% · 4.625%
HK$21,820
+HK$1,252/mo

Deposit HK$472K · loan HK$4.24M · min. income ≈ HK$41,136/mo (50% DSR)

Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$89,049 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
5/F
Flat
B
Saleable Area
426 ft²
Gross Area
551 ft²
Efficiency
77%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2019-07-04 HK$7.20M +78.7%
6.7y
2012-11-09 HK$4.03M +39.9%
2.0y
2010-11-03 HK$2.88M +38.5%
2.7y
2008-02-15 HK$2.08M +69.1%
6.0y
2002-01-25 HK$1.23M −42.0%
5.3y
1996-11-09 HK$2.12M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 4 min walk · 316 m
Education
50
schools within 1 km (24 within 500 m)
Daily convenience
48
within 1 km (24 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
57
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 50 schools within a 1 km walk.

Everyday convenience — 48 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 57 parks, libraries and sports venues nearby.

Location

Other appraised units in this building