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At today's rate and a 90% mortgage, the deposit on this unit is about HK$888K, with repayments around HK$38,746/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$888K · loan HK$7.99M · min. income ≈ HK$77,492/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,486 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Tin Hau Station Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 56 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 80 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- D
- Saleable Area
- 518 Saleable ft²
- Gross Area
- 661 ft²
- Efficiency
- 78%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-24 | HK$8.70M | +14.8% 4.1y · 4.0%/yr |
| 2017-02-03 | HK$7.58M | −2.8% 2.3y · −1.0%/yr |
| 2014-10-10 | HK$7.80M | +50.6% |
| 2011-04-18 | HK$5.18M | +62.9% |
| 2007-08-07 | HK$3.18M | +12.4% |
| 2005-09-28 | HK$2.83M | −6.6% |
| 1999-06-26 | HK$3.03M | −31.6% |
| 1997-08-05 | HK$4.43M | — |