▼ 0.50% · 3.625%
HK$6,850
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,064
−HK$216/mo
Today · 4.125%
HK$7,280
baseline
▲ 0.50% · 4.625%
HK$7,723
+HK$443/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$14,560/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,621
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,825
−HK$208/mo
Today · 4.125%
HK$8,033
baseline
▲ 0.50% · 4.625%
HK$8,456
+HK$423/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$16,066/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,536
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,770
−HK$238/mo
Today · 4.125%
HK$8,008
baseline
▲ 0.50% · 4.625%
HK$8,495
+HK$487/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$16,016/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,383
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,608
−HK$228/mo
Today · 4.125%
HK$8,836
baseline
▲ 0.50% · 4.625%
HK$9,302
+HK$466/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$17,672/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,221
−HK$515/mo
▼ 0.25% · 3.875%
HK$8,476
−HK$260/mo
Today · 4.125%
HK$8,736
baseline
▲ 0.50% · 4.625%
HK$9,268
+HK$532/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$17,472/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,145
−HK$494/mo
▼ 0.25% · 3.875%
HK$9,391
−HK$248/mo
Today · 4.125%
HK$9,639
baseline
▲ 0.50% · 4.625%
HK$10,147
+HK$508/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$19,278/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,906
−HK$558/mo
▼ 0.25% · 3.875%
HK$9,183
−HK$281/mo
Today · 4.125%
HK$9,464
baseline
▲ 0.50% · 4.625%
HK$10,040
+HK$576/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$18,928/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,907
−HK$536/mo
▼ 0.25% · 3.875%
HK$10,173
−HK$270/mo
Today · 4.125%
HK$10,443
baseline
▲ 0.50% · 4.625%
HK$10,993
+HK$550/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$20,886/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,591
−HK$601/mo
▼ 0.25% · 3.875%
HK$9,889
−HK$303/mo
Today · 4.125%
HK$10,192
baseline
▲ 0.50% · 4.625%
HK$10,812
+HK$620/mo
Deposit HK$901K · loan HK$2.10M · min. income ≈ HK$20,384/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,670
−HK$576/mo
▼ 0.25% · 3.875%
HK$10,956
−HK$290/mo
Today · 4.125%
HK$11,246
baseline
▲ 0.50% · 4.625%
HK$11,839
+HK$593/mo
Deposit HK$901K · loan HK$2.10M · min. income ≈ HK$22,492/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,276
−HK$644/mo
▼ 0.25% · 3.875%
HK$10,595
−HK$325/mo
Today · 4.125%
HK$10,920
baseline
▲ 0.50% · 4.625%
HK$11,585
+HK$665/mo
Deposit HK$751K · loan HK$2.25M · min. income ≈ HK$21,840/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,432
−HK$617/mo
▼ 0.25% · 3.875%
HK$11,738
−HK$311/mo
Today · 4.125%
HK$12,049
baseline
▲ 0.50% · 4.625%
HK$12,684
+HK$635/mo
Deposit HK$751K · loan HK$2.25M · min. income ≈ HK$24,098/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,961
−HK$687/mo
▼ 0.25% · 3.875%
HK$11,302
−HK$346/mo
Today · 4.125%
HK$11,648
baseline
▲ 0.50% · 4.625%
HK$12,357
+HK$709/mo
Deposit HK$601K · loan HK$2.40M · min. income ≈ HK$23,296/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,194
−HK$659/mo
▼ 0.25% · 3.875%
HK$12,521
−HK$332/mo
Today · 4.125%
HK$12,853
baseline
▲ 0.50% · 4.625%
HK$13,530
+HK$677/mo
Deposit HK$601K · loan HK$2.40M · min. income ≈ HK$25,706/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,646
−HK$730/mo
▼ 0.25% · 3.875%
HK$12,008
−HK$368/mo
Today · 4.125%
HK$12,376
baseline
▲ 0.50% · 4.625%
HK$13,129
+HK$753/mo
Deposit HK$451K · loan HK$2.55M · min. income ≈ HK$24,752/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,956
−HK$700/mo
▼ 0.25% · 3.875%
HK$13,303
−HK$353/mo
Today · 4.125%
HK$13,656
baseline
▲ 0.50% · 4.625%
HK$14,376
+HK$720/mo
Deposit HK$451K · loan HK$2.55M · min. income ≈ HK$27,312/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,331
−HK$773/mo
▼ 0.25% · 3.875%
HK$12,714
−HK$390/mo
Today · 4.125%
HK$13,104
baseline
▲ 0.50% · 4.625%
HK$13,901
+HK$797/mo
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$26,208/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,718
−HK$741/mo
▼ 0.25% · 3.875%
HK$14,086
−HK$373/mo
Today · 4.125%
HK$14,459
baseline
▲ 0.50% · 4.625%
HK$15,221
+HK$762/mo
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$28,918/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).