Home Eastern District PROVIDENT CENTRE BLOCK 5

21/F A

Switch unit

Floor

1/F A 845 ft² 1/F D 788 ft² 1/F E 1,024 ft² 2/F B 834 ft² 2/F C 803 ft² 2/F D 788 ft² 2/F E 1,024 ft² 3/F A 845 ft² 3/F B 834 ft² 3/F D 788 ft² 3/F E 1,024 ft² 4/F A 845 ft² 4/F C 803 ft² 4/F D 788 ft² 4/F E 1,024 ft² 5/F A 845 ft² 5/F B 834 ft² 5/F E 1,024 ft² 6/F A 845 ft² 6/F B 834 ft² 6/F C 803 ft² 6/F D 788 ft² 6/F E 1,024 ft² 7/F B 834 ft² 7/F C 803 ft² 7/F E 1,024 ft² 8/F A 845 ft² 8/F B 834 ft² 8/F C 803 ft² 8/F D 788 ft² 8/F E 1,024 ft² 9/F B 834 ft² 9/F C 803 ft² 9/F D 788 ft² 10/F A 845 ft² 10/F B 834 ft² 11/F A 845 ft² 11/F C 803 ft² 11/F E 1,024 ft² 12/F A 845 ft² 12/F B 834 ft² 12/F C 803 ft² 13/F A 845 ft² 13/F B 834 ft² 13/F C 803 ft² 13/F D 788 ft² 14/F D 788 ft² 15/F A 845 ft² 15/F D 788 ft² 15/F E 1,024 ft² 16/F A 845 ft² 16/F C 803 ft² 16/F D 788 ft² 16/F E 1,024 ft² 17/F A 845 ft² 17/F B 834 ft² 18/F A 845 ft² 18/F C 803 ft² 18/F D 788 ft² 18/F E 1,024 ft² 19/F A 845 ft² 19/F C 803 ft² 19/F D 788 ft² 20/F A 845 ft² 20/F B 834 ft² 20/F C 803 ft² 21/F A 845 ft² 21/F C 803 ft² 21/F E 1,024 ft² 22/F B 834 ft² 22/F C 803 ft² 22/F E 1,024 ft² 23/F A 845 ft² 23/F D 788 ft² 23/F E 1,024 ft² 24/F A 845 ft² 24/F E 1,024 ft² 25/F A 845 ft² 25/F B 834 ft² 25/F C 803 ft² 25/F E 1,024 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$13.08M

≈ HK$15,484 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.93M, with repayments around HK$44,387/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$41,768

−HK$2,619/mo

▼ 0.25% · 3.875%

HK$43,067

−HK$1,320/mo

Today · 4.125%

HK$44,387

baseline

▲ 0.50% · 4.625%

HK$47,088

+HK$2,701/mo

Deposit HK$3.93M · loan HK$9.16M · min. income ≈ HK$88,774/mo (50% DSR)

Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$490,638 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway North Point Station

≈ 6 min walk · 458 m

Education

schools within 1 km (15 within 500 m)

Daily convenience

within 1 km (23 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway North Point Station Station.

Family-friendly — 42 schools within a 1 km walk.

Everyday convenience — 44 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 35 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 21/F
Flat: A
Saleable Area: 845 Saleable ft²
Gross Area: 954 ft²
Efficiency: 89%
District: Eastern District · Hong Kong Island
School net (POA): 14

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2017-03-21	HK$12.88M	+30.8% 3.3y · 9.0%/yr	HK$15,243	HK$13,501
2013-12-20	HK$9.85M	+103.9%	HK$11,657	HK$10,325
2006-06-03	HK$4.83M	+15.6%	HK$5,716	HK$5,063
1995-11-30	HK$4.18M	—	HK$4,947	HK$4,382