▼ 0.50% · 3.625%
HK$6,370
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,568
−HK$202/mo
Today · 4.125%
HK$6,770
baseline
▲ 0.50% · 4.625%
HK$7,182
+HK$412/mo
Deposit HK$1.40M · loan HK$1.40M · min. income ≈ HK$13,540/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,087
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,277
−HK$193/mo
Today · 4.125%
HK$7,470
baseline
▲ 0.50% · 4.625%
HK$7,863
+HK$393/mo
Deposit HK$1.40M · loan HK$1.40M · min. income ≈ HK$14,940/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,007
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,225
−HK$222/mo
Today · 4.125%
HK$7,447
baseline
▲ 0.50% · 4.625%
HK$7,900
+HK$453/mo
Deposit HK$1.26M · loan HK$1.54M · min. income ≈ HK$14,894/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,795
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,004
−HK$213/mo
Today · 4.125%
HK$8,217
baseline
▲ 0.50% · 4.625%
HK$8,650
+HK$433/mo
Deposit HK$1.26M · loan HK$1.54M · min. income ≈ HK$16,434/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,644
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,882
−HK$242/mo
Today · 4.125%
HK$8,124
baseline
▲ 0.50% · 4.625%
HK$8,618
+HK$494/mo
Deposit HK$1.12M · loan HK$1.68M · min. income ≈ HK$16,248/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,504
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,732
−HK$232/mo
Today · 4.125%
HK$8,964
baseline
▲ 0.50% · 4.625%
HK$9,436
+HK$472/mo
Deposit HK$1.12M · loan HK$1.68M · min. income ≈ HK$17,928/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,281
−HK$519/mo
▼ 0.25% · 3.875%
HK$8,539
−HK$261/mo
Today · 4.125%
HK$8,800
baseline
▲ 0.50% · 4.625%
HK$9,336
+HK$536/mo
Deposit HK$978K · loan HK$1.82M · min. income ≈ HK$17,600/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,213
−HK$497/mo
▼ 0.25% · 3.875%
HK$9,460
−HK$250/mo
Today · 4.125%
HK$9,710
baseline
▲ 0.50% · 4.625%
HK$10,222
+HK$512/mo
Deposit HK$978K · loan HK$1.82M · min. income ≈ HK$19,420/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,918
−HK$559/mo
▼ 0.25% · 3.875%
HK$9,196
−HK$281/mo
Today · 4.125%
HK$9,477
baseline
▲ 0.50% · 4.625%
HK$10,054
+HK$577/mo
Deposit HK$838K · loan HK$1.96M · min. income ≈ HK$18,954/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,921
−HK$536/mo
▼ 0.25% · 3.875%
HK$10,187
−HK$270/mo
Today · 4.125%
HK$10,457
baseline
▲ 0.50% · 4.625%
HK$11,009
+HK$552/mo
Deposit HK$838K · loan HK$1.96M · min. income ≈ HK$20,914/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,555
−HK$599/mo
▼ 0.25% · 3.875%
HK$9,852
−HK$302/mo
Today · 4.125%
HK$10,154
baseline
▲ 0.50% · 4.625%
HK$10,772
+HK$618/mo
Deposit HK$698K · loan HK$2.10M · min. income ≈ HK$20,308/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,630
−HK$574/mo
▼ 0.25% · 3.875%
HK$10,915
−HK$289/mo
Today · 4.125%
HK$11,204
baseline
▲ 0.50% · 4.625%
HK$11,795
+HK$591/mo
Deposit HK$698K · loan HK$2.10M · min. income ≈ HK$22,408/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,192
−HK$639/mo
▼ 0.25% · 3.875%
HK$10,509
−HK$322/mo
Today · 4.125%
HK$10,831
baseline
▲ 0.50% · 4.625%
HK$11,490
+HK$659/mo
Deposit HK$559K · loan HK$2.23M · min. income ≈ HK$21,662/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,339
−HK$612/mo
▼ 0.25% · 3.875%
HK$11,643
−HK$308/mo
Today · 4.125%
HK$11,951
baseline
▲ 0.50% · 4.625%
HK$12,581
+HK$630/mo
Deposit HK$559K · loan HK$2.23M · min. income ≈ HK$23,902/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,829
−HK$679/mo
▼ 0.25% · 3.875%
HK$11,166
−HK$342/mo
Today · 4.125%
HK$11,508
baseline
▲ 0.50% · 4.625%
HK$12,209
+HK$701/mo
Deposit HK$419K · loan HK$2.37M · min. income ≈ HK$23,016/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,047
−HK$651/mo
▼ 0.25% · 3.875%
HK$12,371
−HK$327/mo
Today · 4.125%
HK$12,698
baseline
▲ 0.50% · 4.625%
HK$13,368
+HK$670/mo
Deposit HK$419K · loan HK$2.37M · min. income ≈ HK$25,396/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,466
−HK$719/mo
▼ 0.25% · 3.875%
HK$11,823
−HK$362/mo
Today · 4.125%
HK$12,185
baseline
▲ 0.50% · 4.625%
HK$12,927
+HK$742/mo
Deposit HK$279K · loan HK$2.51M · min. income ≈ HK$24,370/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,756
−HK$689/mo
▼ 0.25% · 3.875%
HK$13,098
−HK$347/mo
Today · 4.125%
HK$13,445
baseline
▲ 0.50% · 4.625%
HK$14,154
+HK$709/mo
Deposit HK$279K · loan HK$2.51M · min. income ≈ HK$26,890/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).