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Crescira AVM · estimated value Medium confidence
HK$87.40M
≈ HK$36,770 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$26.22M, with repayments around HK$296,519/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$279,021
−HK$17,498/mo
▼ 0.25% · 3.875%
HK$287,701
−HK$8,818/mo
Today · 4.125%
HK$296,519
baseline
▲ 0.50% · 4.625%
HK$314,561
+HK$18,042/mo

Deposit HK$26.22M · loan HK$61.18M · min. income ≈ HK$593,038/mo (50% DSR)

Upfront cash ≈ HK$29.94M (deposit + AVD stamp duty HK$3,714,624 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
10/F
Flat
A
Saleable Area
2,377 ft²
Gross Area
3,300 ft²
Efficiency
72%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2026-05-15 HK$131.00M +367.9%
26.2y
2000-04-06 HK$28.00M −40.0%
1997-10-24 HK$46.68M +4.7%
1997-07-18 HK$44.60M +18.9%
1997-06-27 HK$37.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wan Chai
≈ 12 min walk · 925 m
Education
24
schools within 1 km (3 within 500 m)
Daily convenience
31
within 1 km (1 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
45
parks, libraries, sports within 1 km

Family-friendly — 24 schools within a 1 km walk.

Everyday convenience — 31 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 45 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com