At today's rate and a 90% mortgage, the deposit on this unit is about HK$400K, with repayments around HK$17,428/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$400K · loan HK$3.60M · min. income ≈ HK$34,856/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 56 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- A
- Saleable Area
- 269 Saleable ft²
- Gross Area
- 376 ft²
- Efficiency
- 72%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-19 | HK$4.90M | +8.9% 3.1y · 3.0%/yr |
| 2017-05-29 | HK$4.50M | +33.5% 2.4y · 14.0%/yr |
| 2015-01-05 | HK$3.37M | +18.2% |
| 2011-04-29 | HK$2.85M | +92.6% |
| 2007-07-09 | HK$1.48M | +105.6% |
| 2002-10-24 | HK$720K | — |