20/F B3

Central and Western District · Hong Kong Island

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2/F B1 463 ft² 2/F B11 372 ft² 2/F B12 463 ft² 2/F B13 374 ft² 2/F B14 393 ft² 2/F B4 346 ft² 2/F B5 374 ft² 2/F B8 374 ft² 2/F B9 421 ft² 3/F B1 463 ft² 3/F B10 374 ft² 3/F B11 372 ft² 3/F B14 393 ft² 3/F B4 421 ft² 3/F B6 393 ft² 3/F B7 393 ft² 3/F B8 374 ft² 4/F B11 372 ft² 4/F B15 393 ft² 4/F B16 374 ft² 4/F B3 415 ft² 4/F B4 421 ft² 4/F B5 374 ft² 4/F B6 393 ft² 5/F B10 374 ft² 5/F B13 374 ft² 5/F B14 393 ft² 5/F B16 374 ft² 5/F B5 374 ft² 5/F B9 421 ft² 6/F B1 463 ft² 6/F B10 374 ft² 6/F B11 372 ft² 6/F B12 463 ft² 6/F B13 374 ft² 6/F B15 393 ft² 6/F B16 374 ft² 6/F B2 369 ft² 6/F B3 415 ft² 6/F B5 374 ft² 6/F B6 393 ft² 6/F B7 393 ft² 6/F B9 421 ft² 7/F B12 463 ft² 7/F B13 374 ft² 7/F B15 393 ft² 7/F B3 415 ft² 7/F B4 421 ft² 7/F B5 374 ft² 7/F B7 393 ft² 7/F B8 374 ft² 8/F B15 393 ft² 8/F B2 369 ft² 8/F B4 421 ft² 8/F B5 374 ft² 8/F B7 393 ft² 8/F B9 421 ft² 9/F B10 374 ft² 9/F B11 372 ft² 9/F B13 374 ft² 9/F B15 393 ft² 9/F B16 372 ft² 9/F B4 421 ft² 9/F B9 421 ft² 10/F B1 463 ft² 10/F B10 374 ft² 10/F B12 463 ft² 10/F B14 393 ft² 10/F B3 415 ft² 10/F B4 421 ft² 10/F B14 393 ft² 11/F B1 463 ft² 11/F B10 374 ft² 11/F B12 463 ft² 11/F B13 374 ft² 11/F B14 393 ft² 11/F B15 393 ft² 11/F B2 369 ft² 11/F B6 393 ft² 11/F B7 393 ft² 12/F B11 372 ft² 12/F B12 463 ft² 12/F B13 374 ft² 12/F B14 393 ft² 12/F B2 369 ft² 12/F B3 415 ft² 12/F B4 421 ft² 12/F B6 393 ft² 12/F B8 374 ft² 12/F B9 421 ft² 13/F B10 374 ft² 13/F B11 372 ft² 13/F B14 393 ft² 13/F B2 369 ft² 13/F B3 415 ft² 13/F B4 421 ft² 13/F B5 374 ft² 13/F B6 393 ft² 13/F B7 393 ft² 14/F B10 374 ft² 14/F B12 463 ft² 14/F B13 374 ft² 14/F B15 393 ft² 14/F B2 369 ft² 14/F B3 415 ft² 14/F B4 421 ft² 14/F B5 374 ft² 14/F B7 393 ft² 14/F B8 374 ft² 14/F B9 421 ft² 14/F B1 463 ft² 15/F B1 463 ft² 15/F B10 374 ft² 15/F B14 393 ft² 15/F B15 393 ft² 15/F B2 369 ft² 15/F B5 374 ft² 15/F B6 393 ft² 15/F B7 393 ft² 15/F B8 374 ft² 15/F B9 421 ft² 16/F B1 463 ft² 16/F B10 374 ft² 16/F B11 372 ft² 16/F B13 374 ft² 16/F B16 372 ft² 16/F B2 369 ft² 16/F B3 415 ft² 16/F B4 421 ft² 16/F B5 374 ft² 16/F B6 393 ft² 16/F B7 393 ft² 16/F B9 421 ft² 17/F B11 372 ft² 17/F B12 463 ft² 17/F B13 374 ft² 17/F B14 393 ft² 17/F B15 393 ft² 17/F B2 369 ft² 17/F B3 415 ft² 17/F B5 374 ft² 17/F B7 393 ft² 18/F B11 372 ft² 18/F B13 374 ft² 18/F B14 393 ft² 18/F B16 372 ft² 18/F B5 374 ft² 18/F B7 393 ft² 18/F B8 374 ft² 18/F B9 421 ft² 19/F B1 463 ft² 19/F B10 374 ft² 19/F B12 463 ft² 19/F B13 374 ft² 19/F B16 374 ft² 19/F B5 374 ft² 19/F B6 393 ft² 19/F B7 393 ft² 19/F B9 421 ft² 20/F B1 463 ft² 20/F B10 374 ft² 20/F B11 372 ft² 20/F B12 463 ft² 20/F B13 374 ft² 20/F B16 374 ft² 20/F B3 415 ft² 20/F B4 421 ft² 20/F B5 374 ft² 20/F B6 393 ft² 20/F B7 393 ft² 20/F B8 374 ft² 20/F B9 421 ft² 21/F B11 372 ft² 21/F B12 463 ft² 21/F B13 374 ft² 21/F B14 393 ft² 21/F B15 393 ft² 21/F B2 369 ft² 21/F B3 415 ft² 21/F B4 421 ft² 21/F B5 374 ft² 21/F B6 393 ft² 21/F B8 374 ft² 22/F B1 463 ft² 22/F B10 374 ft² 22/F B11 372 ft² 22/F B12 463 ft² 22/F B13 374 ft² 22/F B15 393 ft² 22/F B5 374 ft² 22/F B7 393 ft² 22/F B8 374 ft² 23/F B13 374 ft² 23/F B14 393 ft² 23/F B15 393 ft² 23/F B16 23/F B2 369 ft² 23/F B3 415 ft² 23/F B4 421 ft² 23/F B5 374 ft² 23/F B7 393 ft² 23/F B8 374 ft² 23/F B9 421 ft² 24/F B1 463 ft² 24/F B13 374 ft² 24/F B16 374 ft² 24/F B2 369 ft² 24/F B4 421 ft² 24/F B5 374 ft² 25/F B12 463 ft² 25/F B13 374 ft² 25/F B5 374 ft² 25/F B8 374 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.61M

≈ HK$11,106 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$461K, with repayments around HK$20,104/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$18,918

−HK$1,186/mo

▼ 0.25% · 3.875%

HK$19,506

−HK$598/mo

Today · 4.125%

HK$20,104

baseline

▲ 0.50% · 4.625%

HK$21,327

+HK$1,223/mo

Deposit HK$461K · loan HK$4.15M · min. income ≈ HK$40,208/mo (50% DSR)

Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$78,403 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sai Ying Pun Station

≈ 5 min walk · 364 m

Education

schools within 1 km (27 within 500 m)

Daily convenience

within 1 km (31 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Ying Pun Station Station.

Family-friendly — 59 schools within a 1 km walk.

Everyday convenience — 60 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 75 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: B3
Saleable Area: 415 Saleable ft²
Gross Area: 536 ft²
Efficiency: 77%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
1996-11-15	HK$1.81M	—	—	—

Other appraised units in this building

Data sourced from Renavon.com