12/F A4

Central and Western District · Hong Kong Island

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Floor

2/F A11 369 ft² 2/F A12 463 ft² 2/F A13 374 ft² 2/F A14 393 ft² 2/F A15 393 ft² 2/F A16 374 ft² 2/F A2 374 ft² 2/F A5 374 ft² 2/F A6 393 ft² 2/F A7 393 ft² 2/F A8 374 ft² 2/F A9 346 ft² 3/F A1 463 ft² 3/F A11 369 ft² 3/F A12 463 ft² 3/F A13 374 ft² 3/F A14 393 ft² 3/F A15 393 ft² 3/F A16 374 ft² 3/F A2 374 ft² 3/F A3 374 ft² 3/F A7 393 ft² 3/F A8 374 ft² 4/F A1 463 ft² 4/F A13 374 ft² 4/F A4 4/F A7 393 ft² 4/F A8 374 ft² 4/F A9 421 ft² 5/F A10 415 ft² 5/F A12 463 ft² 5/F A3 374 ft² 5/F A5 374 ft² 5/F A7 393 ft² 6/F A1 463 ft² 6/F A11 369 ft² 6/F A13 374 ft² 6/F A14 393 ft² 6/F A16 374 ft² 6/F A3 374 ft² 6/F A4 421 ft² 6/F A5 374 ft² 6/F A6 393 ft² 6/F A8 374 ft² 7/F A1 463 ft² 7/F A12 463 ft² 7/F A13 374 ft² 7/F A14 393 ft² 7/F A15 393 ft² 7/F A2 374 ft² 7/F A3 374 ft² 7/F A6 393 ft² 7/F A7 393 ft² 7/F A9 421 ft² 8/F A1 463 ft² 8/F A14 393 ft² 8/F A15 393 ft² 8/F A16 374 ft² 8/F A2 374 ft² 8/F A4 421 ft² 8/F A6 393 ft² 8/F A7 393 ft² 8/F A8 374 ft² 9/F A1 463 ft² 9/F A10 415 ft² 9/F A11 369 ft² 9/F A12 463 ft² 9/F A16 374 ft² 9/F A7 393 ft² 10/F A11 369 ft² 10/F A14 393 ft² 10/F A15 393 ft² 10/F A2 374 ft² 10/F A3 374 ft² 10/F A4 421 ft² 10/F A5 374 ft² 10/F A6 393 ft² 10/F A8 374 ft² 11/F A11 369 ft² 11/F A15 393 ft² 11/F A16 374 ft² 11/F A2 374 ft² 11/F A3 374 ft² 11/F A4 421 ft² 11/F A8 374 ft² 11/F A9 421 ft² 12/F A1 463 ft² 12/F A11 369 ft² 12/F A15 393 ft² 12/F A2 374 ft² 12/F A4 421 ft² 12/F A7 393 ft² 12/F A8 374 ft² 12/F A9 421 ft² 13/F A1 463 ft² 13/F A11 369 ft² 13/F A13 374 ft² 13/F A14 393 ft² 13/F A15 393 ft² 13/F A2 374 ft² 13/F A3 374 ft² 13/F A5 374 ft² 13/F A7 393 ft² 13/F A8 374 ft² 13/F A9 421 ft² 14/F A1 463 ft² 14/F A10 415 ft² 14/F A12 463 ft² 14/F A13 374 ft² 14/F A14 393 ft² 14/F A4 421 ft² 14/F A5 374 ft² 14/F A7 393 ft² 14/F A8 374 ft² 15/F A10 415 ft² 15/F A11 369 ft² 15/F A13 374 ft² 15/F A14 393 ft² 15/F A15 393 ft² 15/F A16 374 ft² 15/F A3 374 ft² 15/F A5 374 ft² 15/F A6 393 ft² 15/F A9 421 ft² 16/F A10 415 ft² 16/F A12 463 ft² 16/F A13 374 ft² 16/F A2 374 ft² 16/F A3 374 ft² 16/F A4 421 ft² 16/F A5 374 ft² 16/F A6 393 ft² 16/F A7 393 ft² 16/F A8 374 ft² 16/F A9 421 ft² 17/F A1 463 ft² 17/F A11 369 ft² 17/F A12 463 ft² 17/F A13 374 ft² 17/F A14 393 ft² 17/F A15 393 ft² 17/F A16 374 ft² 17/F A2 374 ft² 17/F A3 374 ft² 17/F A6 393 ft² 18/F A1 463 ft² 18/F A12 463 ft² 18/F A14 393 ft² 18/F A15 393 ft² 18/F A16 374 ft² 18/F A2 374 ft² 18/F A3 374 ft² 18/F A4 421 ft² 18/F A5 374 ft² 18/F A7 393 ft² 19/F A1 463 ft² 19/F A10 415 ft² 19/F A11 374 ft² 19/F A14 393 ft² 19/F A15 393 ft² 19/F A16 374 ft² 19/F A3 374 ft² 19/F A4 421 ft² 19/F A5 374 ft² 19/F A7 393 ft² 19/F A8 374 ft² 19/F A9 421 ft² 20/F A1 463 ft² 20/F A10 415 ft² 20/F A11 369 ft² 20/F A12 463 ft² 20/F A13 374 ft² 20/F A14 393 ft² 20/F A15 393 ft² 20/F A16 374 ft² 20/F A2 374 ft² 20/F A6 393 ft² 20/F A7 393 ft² 20/F A8 374 ft² 21/F A10 415 ft² 21/F A14 393 ft² 21/F A15 393 ft² 21/F A2 374 ft² 21/F A3 374 ft² 21/F A4 421 ft² 21/F A5 374 ft² 22/F A1 463 ft² 22/F A10 415 ft² 22/F A13 374 ft² 22/F A14 393 ft² 22/F A15 393 ft² 22/F A16 374 ft² 22/F A2 374 ft² 22/F A3 374 ft² 22/F A4 421 ft² 22/F A6 393 ft² 22/F A7 393 ft² 23/F A1 463 ft² 23/F A13 374 ft² 23/F A15 393 ft² 23/F A3 374 ft² 23/F A4 421 ft² 23/F A6 393 ft² 23/F A7 393 ft² 23/F A8 374 ft² 23/F A9 421 ft² 24/F A1 24/F A10 415 ft² 24/F A12 463 ft² 24/F A16 374 ft² 24/F A9 421 ft² 25/F A1 463 ft² 25/F A10 415 ft² 25/F A11 369 ft² 25/F A12 463 ft² 25/F A13 374 ft² 25/F A16 374 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.53M

≈ HK$10,767 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$453K, with repayments around HK$19,772/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$18,605

−HK$1,167/mo

▼ 0.25% · 3.875%

HK$19,184

−HK$588/mo

Today · 4.125%

HK$19,772

baseline

▲ 0.50% · 4.625%

HK$20,975

+HK$1,203/mo

Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$39,544/mo (50% DSR)

Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$70,799 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sai Ying Pun Station

≈ 5 min walk · 382 m

Education

schools within 1 km (27 within 500 m)

Daily convenience

within 1 km (35 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Ying Pun Station Station.

Family-friendly — 60 schools within a 1 km walk.

Everyday convenience — 59 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 74 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 12/F
Flat: A4
Saleable Area: 421 Saleable ft²
Gross Area: 540 ft²
Efficiency: 78%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2008-04-28	HK$2.20M	—	HK$5,226	—

Other appraised units in this building

Data sourced from Renavon.com