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At today's rate and a 90% mortgage, the deposit on this unit is about HK$674K, with repayments around HK$29,417/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$674K · loan HK$6.07M · min. income ≈ HK$58,834/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$202,324 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- 2
- Saleable Area
- 437 Saleable ft²
- Gross Area
- 611 ft²
- Efficiency
- 72%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-07-06 | HK$9.53M | +10.8% 4.3y · 3.0%/yr |
| 2018-03-12 | HK$8.60M | +107.2% 7.3y · 15.0%/yr |
| 2010-12-16 | HK$4.15M | +71.5% |
| 1998-09-30 | HK$2.42M | −5.1% |
| 1996-07-11 | HK$2.55M | — |