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At today's rate and a 90% mortgage, the deposit on this unit is about HK$521K, with repayments around HK$22,729/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$521K · loan HK$4.69M · min. income ≈ HK$45,458/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$117,244 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- B
- Saleable Area
- 368 Saleable ft²
- Gross Area
- 450 ft²
- Efficiency
- 82%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-09-16 | HK$5.60M | −26.1% 3.6y · −7.0%/yr |
| 2022-02-07 | HK$7.58M | +379.7% 16.2y · 23.0%/yr |
| 2005-11-11 | HK$1.58M | −47.0% |
| 1997-09-24 | HK$2.98M | +27.4% |
| 1997-02-20 | HK$2.34M | — |