Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$612K, with repayments around HK$26,706/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$612K · loan HK$5.51M · min. income ≈ HK$53,412/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$147,268 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- C
- Saleable Area
- 384 Saleable ft²
- Gross Area
- 567 ft²
- Efficiency
- 68%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-22 | HK$7.95M | +24.2% 15.5y · 12.0%/yr |
| 2017-03-28 | HK$6.40M | +32.0% 6.0y · 5.0%/yr |
| 2011-03-17 | HK$4.85M | +44.8% |
| 2008-02-13 | HK$3.35M | +39.6% |
| 2005-09-03 | HK$2.40M | +48.1% |
| 2003-09-05 | HK$1.62M | — |