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24/F A

in Sunglow Building

Central and Western District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$6.38M
≈ HK$15,518 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$638K, with repayments around HK$27,819/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$26,177
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,991
−HK$828/mo
Today · 4.125%
HK$27,819
baseline
▲ 0.50% · 4.625%
HK$29,511
+HK$1,692/mo

Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$55,638/mo (50% DSR)

Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$172,773 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
24/F
Flat
A
Saleable Area
411 ft²
Gross Area
518 ft²
Efficiency
79%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2007-07-19 HK$2.05M −22.1%
1997-01-24 HK$2.63M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
HKU
≈ 6 min walk · 408 m
Education
36
schools within 1 km (13 within 500 m)
Daily convenience
30
within 1 km (18 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
47
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to HKU Station (a rail station within an 8-min walk earns this label).

Family-friendly — 36 schools within a 1 km walk.

Everyday convenience — 30 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 47 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com