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Home Central and Western District SMITHFIELD TERRACE BLOCK C

5/F 4

in SMITHFIELD TERRACE BLOCK C

Central and Western District · Hong Kong Island

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3/F 1 281 ft² 3/F 3 314 ft² 3/F 5 457 ft² 4/F 1 281 ft² 4/F 3 314 ft² 4/F 5 457 ft² 5/F 1 281 ft² 5/F 2 281 ft² 5/F 4 457 ft² 5/F 5 457 ft² 5/F 6 314 ft² 6/F 4 466 ft² 6/F 6 314 ft² 7/F 1 280 ft² 7/F 2 281 ft² 7/F 3 314 ft² 7/F 4 466 ft² 7/F 5 457 ft² 7/F 6 313 ft² 8/F 1 281 ft² 8/F 3 314 ft² 8/F 4 457 ft² 9/F 1 281 ft² 9/F 4 466 ft² 9/F 5 457 ft² 9/F 6 314 ft² 10/F 1 280 ft² 10/F 3 314 ft² 10/F 4 457 ft² 10/F 5 457 ft² 10/F 6 313 ft² 11/F 1 281 ft² 11/F 2 281 ft² 11/F 3 314 ft² 11/F 6 313 ft² 12/F 2 281 ft² 12/F 3 314 ft² 12/F 4 457 ft² 12/F 5 457 ft² 12/F 6 314 ft² 13/F 1 281 ft² 13/F 2 281 ft² 13/F 5 457 ft² 13/F 6 314 ft² 14/F 1 281 ft² 14/F 3 314 ft² 14/F 4 457 ft² 14/F 6 313 ft² 15/F 1 281 ft² 15/F 2 281 ft² 15/F 4 466 ft² 15/F 5 457 ft² 16/F 1 281 ft² 16/F 2 281 ft² 16/F 3 314 ft² 17/F 1 281 ft² 17/F 6 314 ft² 18/F 1 281 ft² 18/F 2 280 ft² 18/F 3 313 ft² 18/F 4 457 ft² 18/F 6 314 ft² 19/F 1 281 ft² 19/F 2 281 ft² 19/F 3 313 ft² 19/F 4 457 ft² 19/F 6 314 ft² 20/F 1 281 ft² 20/F 2 281 ft² 20/F 3 313 ft² 20/F 4 457 ft² 20/F 5 457 ft² 21/F 1 281 ft² 21/F 2 281 ft² 21/F 5 457 ft² 21/F 6 313 ft² 22/F 1 281 ft² 22/F 2 280 ft² 22/F 3 314 ft² 22/F 4 457 ft² 22/F 5 457 ft² 22/F 6 314 ft² 23/F 2 280 ft² 23/F 3 314 ft² 23/F 4 466 ft² 23/F 5 457 ft² 23/F 6 314 ft² 24/F 1 281 ft² 24/F 6 314 ft² 24/F 3 314 ft² 25/F 1 281 ft² 25/F 2 280 ft² 25/F 3 314 ft² 25/F 4 457 ft² 26/F 2 281 ft² 26/F 3 314 ft² 26/F 4 466 ft² 26/F 5 457 ft² 27/F 1 281 ft² 27/F 2 281 ft² 27/F 3 314 ft² 28/F 1 281 ft² 28/F 2 281 ft² 28/F 3 313 ft² 28/F 5 457 ft² 28/F 6 314 ft² 29/F 1 281 ft² 29/F 2 281 ft² 29/F 3 314 ft² 29/F 6 314 ft² 30/F 2 281 ft² 30/F 3 314 ft² 30/F 4 466 ft² 30/F 5 457 ft² 31/F 1 281 ft² 31/F 2 281 ft² 31/F 3 314 ft² 31/F 5 457 ft² 31/F 6 314 ft² 32/F 3 314 ft² 32/F 4 466 ft² 32/F 5 457 ft² 32/F 6 314 ft² 32/F 2 281 ft² 33/F 1 281 ft² 33/F 2 281 ft² 33/F 4 457 ft² 34/F 1 294 ft² 34/F 2 294 ft² 34/F 3 236 ft² 34/F 4 457 ft² 34/F 5 457 ft² 34/F 6 236 ft² 35/F 1 294 ft² 35/F 2 294 ft² 35/F 3 236 ft² 35/F 5 346 ft² 35/F 6 236 ft²
Crescira AVM · estimated value ● Medium confidence
HK$6.28M
≈ HK$13,742 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$628K, with repayments around HK$27,394/mo for the first 5 years.

Open full planner → Compare mortgage offers →
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$25,777
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,579
−HK$815/mo
Today · 4.125%
HK$27,394
baseline
▲ 0.50% · 4.625%
HK$29,060
+HK$1,666/mo

Deposit HK$628K · loan HK$5.65M · min. income ≈ HK$54,788/mo (50% DSR)

Upfront cash ≈ HK$791K (deposit + AVD stamp duty HK$163,029 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Kennedy Town Station
≈ 2 min walk · 98 m
Education
30
schools within 1 km (17 within 500 m)
Daily convenience
35
within 1 km (21 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
59
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Kennedy Town Station Station.

Family-friendly — 30 schools within a 1 km walk.

Everyday convenience — 35 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
5/F
Flat
4
Saleable Area
457 Saleable ft²
Gross Area
615 ft²
Efficiency
74%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2021-07-23 HK$8.20M +15.0%
3.5y · 4.0%/yr
2018-01-08 HK$7.13M +170.1%
8.0y · 21.0%/yr
2009-12-29 HK$2.64M +14.3%
2008-01-25 HK$2.31M −9.8%
1997-01-09 HK$2.56M —

Other appraised units in this building

3/F 1
281 ft²
HK$3.96M
3/F 3
314 ft²
HK$4.39M
3/F 5
457 ft²
HK$6.27M
4/F 1
281 ft²
HK$3.93M
4/F 3
314 ft²
HK$4.36M
4/F 5
457 ft²
HK$6.24M
Data sourced from Renavon.com