▼ 0.50% · 3.625%
HK$4,279
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,412
−HK$135/mo
Today · 4.125%
HK$4,547
baseline
▲ 0.50% · 4.625%
HK$4,824
+HK$277/mo
Deposit HK$938K · loan HK$938K · min. income ≈ HK$9,094/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,760
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,888
−HK$129/mo
Today · 4.125%
HK$5,017
baseline
▲ 0.50% · 4.625%
HK$5,282
+HK$265/mo
Deposit HK$938K · loan HK$938K · min. income ≈ HK$10,034/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,707
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,853
−HK$149/mo
Today · 4.125%
HK$5,002
baseline
▲ 0.50% · 4.625%
HK$5,306
+HK$304/mo
Deposit HK$844K · loan HK$1.03M · min. income ≈ HK$10,004/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,236
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,376
−HK$143/mo
Today · 4.125%
HK$5,519
baseline
▲ 0.50% · 4.625%
HK$5,810
+HK$291/mo
Deposit HK$844K · loan HK$1.03M · min. income ≈ HK$11,038/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,134
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,294
−HK$162/mo
Today · 4.125%
HK$5,456
baseline
▲ 0.50% · 4.625%
HK$5,788
+HK$332/mo
Deposit HK$751K · loan HK$1.13M · min. income ≈ HK$10,912/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,712
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,865
−HK$156/mo
Today · 4.125%
HK$6,021
baseline
▲ 0.50% · 4.625%
HK$6,338
+HK$317/mo
Deposit HK$751K · loan HK$1.13M · min. income ≈ HK$12,042/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,562
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,735
−HK$176/mo
Today · 4.125%
HK$5,911
baseline
▲ 0.50% · 4.625%
HK$6,271
+HK$360/mo
Deposit HK$657K · loan HK$1.22M · min. income ≈ HK$11,822/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,188
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,354
−HK$168/mo
Today · 4.125%
HK$6,522
baseline
▲ 0.50% · 4.625%
HK$6,866
+HK$344/mo
Deposit HK$657K · loan HK$1.22M · min. income ≈ HK$13,044/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,990
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,177
−HK$189/mo
Today · 4.125%
HK$6,366
baseline
▲ 0.50% · 4.625%
HK$6,753
+HK$387/mo
Deposit HK$563K · loan HK$1.31M · min. income ≈ HK$12,732/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,664
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,843
−HK$181/mo
Today · 4.125%
HK$7,024
baseline
▲ 0.50% · 4.625%
HK$7,394
+HK$370/mo
Deposit HK$563K · loan HK$1.31M · min. income ≈ HK$14,048/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,418
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,618
−HK$203/mo
Today · 4.125%
HK$6,821
baseline
▲ 0.50% · 4.625%
HK$7,236
+HK$415/mo
Deposit HK$469K · loan HK$1.41M · min. income ≈ HK$13,642/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,140
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,332
−HK$194/mo
Today · 4.125%
HK$7,526
baseline
▲ 0.50% · 4.625%
HK$7,922
+HK$396/mo
Deposit HK$469K · loan HK$1.41M · min. income ≈ HK$15,052/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,846
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,059
−HK$216/mo
Today · 4.125%
HK$7,275
baseline
▲ 0.50% · 4.625%
HK$7,718
+HK$443/mo
Deposit HK$375K · loan HK$1.50M · min. income ≈ HK$14,550/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,616
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,820
−HK$207/mo
Today · 4.125%
HK$8,027
baseline
▲ 0.50% · 4.625%
HK$8,451
+HK$424/mo
Deposit HK$375K · loan HK$1.50M · min. income ≈ HK$16,054/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,274
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,500
−HK$230/mo
Today · 4.125%
HK$7,730
baseline
▲ 0.50% · 4.625%
HK$8,200
+HK$470/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$15,460/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,092
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,309
−HK$220/mo
Today · 4.125%
HK$8,529
baseline
▲ 0.50% · 4.625%
HK$8,979
+HK$450/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$17,058/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,702
−HK$483/mo
▼ 0.25% · 3.875%
HK$7,941
−HK$244/mo
Today · 4.125%
HK$8,185
baseline
▲ 0.50% · 4.625%
HK$8,683
+HK$498/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$16,370/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,568
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,798
−HK$233/mo
Today · 4.125%
HK$9,031
baseline
▲ 0.50% · 4.625%
HK$9,507
+HK$476/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$18,062/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).