Home Central and Western District Luen Wai Apartment

1/F 11

Central and Western District · Hong Kong Island

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1/F 1 391 ft² 1/F 10 391 ft² 1/F 11 328 ft² 1/F 12 328 ft² 1/F 4 391 ft² 1/F 5 328 ft² 1/F 6 328 ft² 1/F 7 391 ft² 2/F 10 391 ft² 2/F 11 328 ft² 2/F 12 328 ft² 2/F 3 372 ft² 2/F 4 391 ft² 2/F 7 391 ft² 2/F 8 372 ft² 2/F 9 372 ft² 3/F 1 391 ft² 3/F 10 391 ft² 3/F 3 372 ft² 3/F 4 391 ft² 3/F 5 328 ft² 3/F 6 328 ft² 4/F 10 391 ft² 4/F 11 328 ft² 4/F 2 372 ft² 4/F 5 328 ft² 4/F 7 391 ft² 4/F 8 372 ft² 4/F 9 372 ft² 4/F 4 391 ft² 5/F 11 328 ft² 5/F 2 372 ft² 5/F 8 372 ft² 6/F 1 391 ft² 6/F 4 391 ft² 6/F 6 328 ft² 6/F 7 391 ft² 6/F 8 372 ft² 7/F 10 391 ft² 7/F 12 328 ft² 7/F 3 372 ft² 7/F 4 391 ft² 7/F 6 328 ft² 8/F 1 391 ft² 8/F 11 328 ft² 8/F 12 328 ft² 8/F 2 372 ft² 8/F 4 391 ft² 8/F 6 328 ft² 9/F 2 372 ft² 9/F 6 328 ft² 9/F 7 391 ft² 9/F 9 372 ft² 10/F 1 391 ft² 10/F 10 391 ft² 10/F 11 328 ft² 10/F 3 372 ft² 10/F 4 391 ft² 10/F 7 391 ft² 11/F 1 391 ft² 11/F 10 779 ft² 11/F 11 328 ft² 11/F 3 372 ft² 11/F 4 391 ft² 11/F 5 328 ft² 11/F 7 391 ft² 11/F 8 372 ft² 12/F 1 391 ft² 12/F 12 328 ft² 12/F 2 372 ft² 12/F 3 372 ft² 12/F 5 328 ft² 12/F 9 372 ft² 13/F 1 391 ft² 13/F 10 391 ft² 13/F 11 328 ft² 13/F 12 328 ft² 13/F 2 372 ft² 13/F 3 372 ft² 13/F 4 391 ft² 13/F 5 328 ft² 13/F 6 328 ft² 13/F 7 391 ft² 13/F 8 372 ft² 14/F 11 328 ft² 14/F 12 328 ft² 14/F 3 372 ft² 14/F 4 391 ft² 14/F 5 328 ft² 14/F 6 328 ft² 14/F 8 372 ft² 14/F 9 372 ft² 15/F 10 391 ft² 15/F 2 372 ft² 15/F 3 372 ft² 15/F 4 391 ft² 15/F 5 328 ft² 15/F 6 328 ft² 16/F 1 391 ft² 16/F 11 328 ft² 16/F 12 328 ft² 16/F 3 372 ft² 16/F 5 328 ft² 16/F 6 328 ft² 16/F 7 391 ft² 16/F 8 372 ft² 16/F 9 372 ft² 17/F 1 391 ft² 17/F 11 328 ft² 17/F 12 328 ft² 17/F 3 372 ft² 17/F 4 391 ft² 17/F 8 372 ft² 18/F 10 391 ft² 18/F 11 328 ft² 18/F 4 391 ft² 18/F 5 328 ft² 18/F 8 372 ft² 18/F 9 372 ft² 19/F 10 391 ft² 19/F 12 328 ft² 19/F 3 372 ft² 19/F 4 391 ft² 19/F 5 328 ft² 19/F 8 372 ft² 20/F 12 328 ft² 20/F 4 391 ft² 20/F 6 328 ft² 20/F 9 372 ft² 21/F 10 391 ft² 21/F 11 328 ft² 21/F 3 372 ft² 21/F 5 328 ft² 21/F 6 328 ft² 21/F 7 391 ft² 21/F 9 372 ft² 22/F 10 391 ft² 22/F 2 372 ft² 22/F 3 372 ft² 22/F 4 391 ft² 22/F 7 391 ft² 22/F 8 372 ft² 22/F 9 372 ft² 23/F 1 391 ft² 23/F 10 391 ft² 23/F 12 328 ft² 23/F 2 372 ft² 23/F 3 372 ft² 23/F 4 391 ft² 23/F 5 328 ft² 23/F 6 328 ft² 24/F 1 391 ft² 24/F 2 391 ft² 24/F 4 391 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$3.34M

≈ HK$10,172 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$334K, with repayments around HK$14,553/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$13,694

−HK$859/mo

▼ 0.25% · 3.875%

HK$14,120

−HK$433/mo

Today · 4.125%

HK$14,553

baseline

▲ 0.50% · 4.625%

HK$15,438

+HK$885/mo

Deposit HK$334K · loan HK$3.00M · min. income ≈ HK$29,106/mo (50% DSR)

Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Kennedy Town Station

≈ 3 min walk · 168 m

Education

schools within 1 km (18 within 500 m)

Daily convenience

within 1 km (21 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway Kennedy Town Station Station.

Family-friendly — 29 schools within a 1 km walk.

Everyday convenience — 32 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 51 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 1/F
Flat: 11
Saleable Area: 328 Saleable ft²
Gross Area: 380 ft²
Efficiency: 86%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2022-01-14	HK$4.63M	−9.2% 3.6y · −3.0%/yr	HK$14,116	HK$12,184
2018-06-26	HK$5.10M	+45.7% 3.7y · 12.0%/yr	HK$15,549	HK$13,421
2014-10-08	HK$3.50M	+422.4%	HK$10,671	HK$9,210
2002-07-09	HK$670K	—	HK$2,043	HK$1,763

Other appraised units in this building

Data sourced from Renavon.com