▼ 0.50% · 3.625%
HK$4,157
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,286
−HK$131/mo
Today · 4.125%
HK$4,417
baseline
▲ 0.50% · 4.625%
HK$4,686
+HK$269/mo
Deposit HK$911K · loan HK$911K · min. income ≈ HK$8,834/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,624
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,748
−HK$126/mo
Today · 4.125%
HK$4,874
baseline
▲ 0.50% · 4.625%
HK$5,131
+HK$257/mo
Deposit HK$911K · loan HK$911K · min. income ≈ HK$9,748/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,572
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,715
−HK$144/mo
Today · 4.125%
HK$4,859
baseline
▲ 0.50% · 4.625%
HK$5,155
+HK$296/mo
Deposit HK$820K · loan HK$1.00M · min. income ≈ HK$9,718/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,087
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,223
−HK$139/mo
Today · 4.125%
HK$5,362
baseline
▲ 0.50% · 4.625%
HK$5,644
+HK$282/mo
Deposit HK$820K · loan HK$1.00M · min. income ≈ HK$10,724/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,988
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,143
−HK$158/mo
Today · 4.125%
HK$5,301
baseline
▲ 0.50% · 4.625%
HK$5,623
+HK$322/mo
Deposit HK$729K · loan HK$1.09M · min. income ≈ HK$10,602/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,549
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,698
−HK$151/mo
Today · 4.125%
HK$5,849
baseline
▲ 0.50% · 4.625%
HK$6,157
+HK$308/mo
Deposit HK$729K · loan HK$1.09M · min. income ≈ HK$11,698/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,404
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,572
−HK$171/mo
Today · 4.125%
HK$5,743
baseline
▲ 0.50% · 4.625%
HK$6,092
+HK$349/mo
Deposit HK$638K · loan HK$1.18M · min. income ≈ HK$11,486/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,012
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,173
−HK$163/mo
Today · 4.125%
HK$6,336
baseline
▲ 0.50% · 4.625%
HK$6,670
+HK$334/mo
Deposit HK$638K · loan HK$1.18M · min. income ≈ HK$12,672/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,819
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,000
−HK$184/mo
Today · 4.125%
HK$6,184
baseline
▲ 0.50% · 4.625%
HK$6,561
+HK$377/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$12,368/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,474
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,648
−HK$176/mo
Today · 4.125%
HK$6,824
baseline
▲ 0.50% · 4.625%
HK$7,183
+HK$359/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$13,648/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,235
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,429
−HK$197/mo
Today · 4.125%
HK$6,626
baseline
▲ 0.50% · 4.625%
HK$7,029
+HK$403/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$13,252/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,936
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,122
−HK$189/mo
Today · 4.125%
HK$7,311
baseline
▲ 0.50% · 4.625%
HK$7,697
+HK$386/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$14,622/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,651
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,858
−HK$210/mo
Today · 4.125%
HK$7,068
baseline
▲ 0.50% · 4.625%
HK$7,498
+HK$430/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$14,136/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,399
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,597
−HK$202/mo
Today · 4.125%
HK$7,799
baseline
▲ 0.50% · 4.625%
HK$8,210
+HK$411/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$15,598/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,066
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,286
−HK$224/mo
Today · 4.125%
HK$7,510
baseline
▲ 0.50% · 4.625%
HK$7,966
+HK$456/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$15,020/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,861
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,072
−HK$214/mo
Today · 4.125%
HK$8,286
baseline
▲ 0.50% · 4.625%
HK$8,723
+HK$437/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$16,572/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,482
−HK$469/mo
▼ 0.25% · 3.875%
HK$7,715
−HK$236/mo
Today · 4.125%
HK$7,951
baseline
▲ 0.50% · 4.625%
HK$8,435
+HK$484/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,902/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,324
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,547
−HK$226/mo
Today · 4.125%
HK$8,773
baseline
▲ 0.50% · 4.625%
HK$9,236
+HK$463/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,546/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).