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At today's rate and a 90% mortgage, the deposit on this unit is about HK$303K, with repayments around HK$13,213/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$303K · loan HK$2.73M · min. income ≈ HK$26,426/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- C
- Saleable Area
- 353 Saleable ft²
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-06-28 | HK$4.50M | +3.4% 1.7y · 2.0%/yr |
| 2017-10-18 | HK$4.35M | +210.7% 9.9y · 21.0%/yr |
| 2007-12-03 | HK$1.40M | +25.0% |
| 2007-01-10 | HK$1.12M | +12.0% |
| 2006-09-27 | HK$1.00M | +17.6% |
| 2006-09-16 | HK$850K | — |