5/F 2

Central and Western District · Hong Kong Island

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Floor

2/F 2 429 ft² 2/F 5 410 ft² 2/F 7 415 ft² 2/F 8 429 ft² 2/F 9 429 ft² 3/F 4 460 ft² 3/F 5 410 ft² 4/F 10 417 ft² 4/F 2 429 ft² 4/F 3 429 ft² 4/F 6 410 ft² 4/F 8 429 ft² 5/F 2 429 ft² 5/F 5 410 ft² 5/F 7 415 ft² 6/F 1 460 ft² 6/F 10 415 ft² 6/F 3 441 ft² 6/F 4 460 ft² 6/F 5 410 ft² 6/F 8 429 ft² 6/F 7 415 ft² 7/F 1 460 ft² 7/F 3 441 ft² 7/F 4 460 ft² 7/F 5 410 ft² 7/F 7 415 ft² 7/F 8 429 ft² 8/F 1 460 ft² 8/F 10 417 ft² 8/F 2 429 ft² 8/F 3 429 ft² 8/F 4 460 ft² 8/F 5 410 ft² 8/F 6 410 ft² 8/F 7 415 ft² 8/F 8 429 ft² 8/F 9 429 ft² 9/F 10 417 ft² 9/F 4 460 ft² 9/F 5 410 ft² 9/F 6 410 ft² 9/F 7 415 ft² 9/F 9 429 ft² 10/F 10 417 ft² 10/F 3 441 ft² 10/F 4 460 ft² 10/F 5 410 ft² 10/F 8 441 ft² 10/F 9 429 ft² 11/F 1 460 ft² 11/F 10 417 ft² 11/F 3 429 ft² 11/F 6 410 ft² 11/F 7 415 ft² 11/F 8 441 ft² 11/F 9 429 ft² 12/F 10 415 ft² 12/F 3 429 ft² 12/F 4 465 ft² 12/F 5 410 ft² 12/F 6 410 ft² 12/F 8 429 ft² 12/F 9 429 ft² 13/F 1 465 ft² 13/F 10 417 ft² 13/F 4 460 ft² 13/F 5 410 ft² 13/F 7 415 ft² 13/F 8 429 ft² 14/F 3 429 ft² 14/F 4 460 ft² 14/F 5 410 ft² 14/F 6 410 ft² 14/F 8 429 ft² 15/F 10 415 ft² 15/F 2 429 ft² 15/F 3 429 ft² 15/F 4 460 ft² 15/F 8 429 ft² 16/F 1 460 ft² 16/F 10 415 ft² 16/F 2 429 ft² 16/F 4 460 ft² 16/F 9 429 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.03M

≈ HK$9,389 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$403K, with repayments around HK$17,568/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$16,532

−HK$1,036/mo

▼ 0.25% · 3.875%

HK$17,046

−HK$522/mo

Today · 4.125%

HK$17,568

baseline

▲ 0.50% · 4.625%

HK$18,637

+HK$1,069/mo

Deposit HK$403K · loan HK$3.62M · min. income ≈ HK$35,136/mo (50% DSR)

Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$5,645 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Kennedy Town Station

≈ 1 min walk · 66 m

Education

schools within 1 km (8 within 500 m)

Daily convenience

within 1 km (11 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Mass Transit Railway Kennedy Town Station Station.

Family-friendly — 18 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 44 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 5/F
Flat: 2
Saleable Area: 429 Saleable ft²
Gross Area: 550 ft²
Efficiency: 78%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2016-12-16	HK$4.00M	−20.0% 0.6y	HK$9,324	HK$7,273
2016-04-18	HK$5.00M	+67.8% 5.2y · 13.0%/yr	HK$11,655	HK$9,091
2011-01-25	HK$2.98M	+201.0%	HK$6,946	HK$5,418
2004-10-27	HK$990K	+12.5%	HK$2,308	HK$1,800
2004-07-24	HK$880K	—	HK$2,051	HK$1,600

Other appraised units in this building

Data sourced from Renavon.com