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At today's rate and a 90% mortgage, the deposit on this unit is about HK$796K, with repayments around HK$34,729/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$796K · loan HK$7.17M · min. income ≈ HK$69,458/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$238,860 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 37/F
- Flat
- A
- Saleable Area
- 401 Saleable ft²
- Gross Area
- 529 ft²
- Efficiency
- 76%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-08 | HK$7.00M | −1.8% 8.7y · 0.0%/yr |
| 2017-07-24 | HK$7.13M | +39.8% 5.1y · 8.0%/yr |
| 2012-07-11 | HK$5.10M | +95.4% |
| 2007-09-12 | HK$2.61M | −43.3% |
| 1997-04-19 | HK$4.60M | +36.5% |
| 1996-11-14 | HK$3.37M | +33.2% |
| 1995-09-20 | HK$2.53M | — |