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Home Central and Western District MACRO GARDEN (KA LOK GARDEN)

6/F A

in MACRO GARDEN (KA LOK GARDEN)

Central and Western District · Hong Kong Island

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Floor
1/F A 298 ft² 1/F B 315 ft² 1/F C 298 ft² 2/F A 298 ft² 2/F B 315 ft² 2/F C 298 ft² 3/F A 298 ft² 3/F B 315 ft² 3/F C 298 ft² 5/F A 298 ft² 5/F B 315 ft² 5/F C 298 ft² 6/F A 298 ft² 6/F B 315 ft² 6/F C 298 ft² 7/F A 298 ft² 7/F B 315 ft² 7/F C 298 ft² 8/F A 298 ft² 8/F B 315 ft² 8/F C 298 ft² 9/F A 298 ft² 9/F B 315 ft² 9/F C 298 ft² 10/F A 298 ft² 10/F B 315 ft² 10/F C 298 ft² 11/F A 298 ft² 11/F B 315 ft² 11/F C 298 ft² 12/F A 298 ft² 12/F B 315 ft² 12/F C 298 ft² 13/F A 298 ft² 13/F B 315 ft² 13/F C 298 ft² 15/F A 298 ft² 15/F B 315 ft² 15/F C 298 ft² 16/F A 298 ft² 16/F C 298 ft² 17/F C 293 ft² 18/F A 298 ft² 18/F B 315 ft² 18/F C 298 ft² 19/F A 298 ft² 19/F B 315 ft² 19/F C 298 ft² 20/F A 298 ft² 20/F B 315 ft² 20/F C 298 ft² 21/F A 298 ft² 21/F B 315 ft² 21/F C 298 ft² 22/F A 298 ft² 22/F B 315 ft² 22/F C 298 ft² 23/F A 298 ft² 23/F B 315 ft² 23/F C 298 ft² 25/F A 298 ft² 25/F C 298 ft² 26/F A 298 ft² 26/F B 315 ft² 26/F C 298 ft² 27/F A 298 ft² 27/F B 315 ft² 27/F C 298 ft² 28/F A 298 ft² 28/F B 315 ft² 28/F C 298 ft² 29/F A 298 ft² 29/F B 315 ft² 29/F C 298 ft² 30/F A 298 ft² 30/F B 315 ft² 30/F C 298 ft² 31/F A 298 ft² 31/F B 315 ft² 31/F C 298 ft² 32/F A 298 ft² 32/F C 298 ft² 33/F A 298 ft² 33/F B 315 ft² 33/F C 298 ft² 35/F A 298 ft² 35/F B 315 ft² 35/F C 298 ft² 36/F A 298 ft² 36/F B 315 ft² 36/F C 298 ft²
Crescira AVM · estimated value ● Medium confidence
HK$4.42M
≈ HK$14,826 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$442K, with repayments around HK$19,271/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$18,133
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,698
−HK$573/mo
Today · 4.125%
HK$19,271
baseline
▲ 0.50% · 4.625%
HK$20,443
+HK$1,172/mo

Deposit HK$442K · loan HK$3.98M · min. income ≈ HK$38,542/mo (50% DSR)

Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$66,270 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sai Ying Pun Station
≈ 4 min walk · 315 m
Education
44
schools within 1 km (20 within 500 m)
Daily convenience
50
within 1 km (23 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
65
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway Sai Ying Pun Station Station.

Family-friendly — 44 schools within a 1 km walk.

Everyday convenience — 50 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 65 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
6/F
Flat
A
Saleable Area
298 Saleable ft²
Gross Area
493 ft²
Efficiency
60%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2013-10-17 HK$3.99M +50.6%
2010-11-09 HK$2.65M +33.8%
2008-03-05 HK$1.98M +67.8%
2005-04-09 HK$1.18M −15.7%
1999-07-16 HK$1.40M −26.3%
1997-06-20 HK$1.90M −7.8%
1995-07-31 HK$2.06M —

Other appraised units in this building

1/F A
298 ft²
HK$4.43M
1/F B
315 ft²
HK$4.68M
1/F C
298 ft²
HK$4.43M
2/F A
298 ft²
HK$4.28M
2/F B
315 ft²
HK$4.53M
2/F C
298 ft²
HK$4.28M
Data sourced from Renavon.com