Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$426K, with repayments around HK$18,591/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$426K · loan HK$3.84M · min. income ≈ HK$37,182/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$52,557 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- A
- Saleable Area
- 279 Saleable ft²
- Gross Area
- 397 ft²
- Efficiency
- 70%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-31 | HK$3.55M | −21.1% 3.2y · −7.0%/yr |
| 2021-10-27 | HK$4.50M | +26.8% 7.5y · 4.0%/yr |
| 2014-04-08 | HK$3.55M | +255.0% |
| 2004-12-23 | HK$1.00M | −9.1% |
| 2001-06-06 | HK$1.10M | −25.2% |
| 1996-05-31 | HK$1.47M | — |