20/F D

Central and Western District · Hong Kong Island

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Floor

3/F A 380 ft² 3/F C 380 ft² 3/F D 380 ft² 4/F C 380 ft² 5/F A 380 ft² 5/F C 380 ft² 6/F C 369 ft² 6/F D 369 ft² 7/F A 380 ft² 7/F B 380 ft² 7/F D 369 ft² 8/F A 380 ft² 8/F C 380 ft² 8/F D 369 ft² 9/F C 380 ft² 9/F D 380 ft² 10/F B 380 ft² 10/F C 380 ft² 11/F A 380 ft² 11/F B 380 ft² 11/F C 380 ft² 11/F D 369 ft² 12/F B 380 ft² 12/F D 380 ft² 13/F A 380 ft² 13/F B 380 ft² 13/F C 380 ft² 14/F A 380 ft² 14/F B 380 ft² 14/F C 380 ft² 14/F D 380 ft² 15/F A 380 ft² 15/F B 380 ft² 15/F C 380 ft² 15/F D 380 ft² 16/F A 380 ft² 16/F B 380 ft² 16/F C 380 ft² 17/F A 759 ft² 18/F A 759 ft² 19/F C 205 ft² 19/F D 205 ft² 20/F A 509 ft² 20/F C 205 ft² 20/F D 205 ft² 21/F A 509 ft² 21/F D 205 ft² 22/F A 509 ft² 22/F C 205 ft² 22/F D 205 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$3.06M

≈ HK$14,931 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$306K, with repayments around HK$13,351/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$12,563

−HK$788/mo

▼ 0.25% · 3.875%

HK$12,954

−HK$397/mo

Today · 4.125%

HK$13,351

baseline

▲ 0.50% · 4.625%

HK$14,164

+HK$813/mo

Deposit HK$306K · loan HK$2.75M · min. income ≈ HK$26,702/mo (50% DSR)

Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sheung Wan Station

≈ 5 min walk · 351 m

Education

schools within 1 km (22 within 500 m)

Daily convenience

within 1 km (23 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Sheung Wan Station Station.

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 57 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 61 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: D
Saleable Area: 205 Saleable ft²
Gross Area: 310 ft²
Efficiency: 66%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2018-05-31	HK$4.30M	+30.3% 3.5y · 9.0%/yr	HK$20,976	HK$13,871
2014-12-30	HK$3.30M	+46.0%	HK$16,098	HK$10,645
2010-10-26	HK$2.26M	+20.2%	HK$11,024	HK$7,290
2010-07-15	HK$1.88M	+54.1%	HK$9,171	HK$6,064
2007-08-31	HK$1.22M	+100.0%	HK$5,951	HK$3,936
2003-01-20	HK$610K	−48.3%	HK$2,976	HK$1,968
1996-01-31	HK$1.18M	—	HK$5,756	HK$3,806

Other appraised units in this building

Data sourced from Renavon.com