Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$411K, with repayments around HK$17,925/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$411K · loan HK$3.70M · min. income ≈ HK$35,850/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$21,981 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 72 schools within a 1 km walk.
Everyday convenience — 73 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 81 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- 8
- Saleable Area
- 390 Saleable ft²
- Gross Area
- 495 ft²
- Efficiency
- 79%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-02 | HK$6.14M | +11.6% 3.3y · 4.0%/yr |
| 2018-04-27 | HK$5.50M | +36.5% 5.3y · 7.0%/yr |
| 2013-01-18 | HK$4.03M | +106.7% |
| 2009-09-30 | HK$1.95M | +2.6% |
| 2008-06-11 | HK$1.90M | — |