Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$680K, with repayments around HK$29,640/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$59,280/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,859 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- B
- Saleable Area
- 428 Saleable ft²
- Gross Area
- 600 ft²
- Efficiency
- 71%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-15 | HK$6.00M | −20.0% 7.2y · −2.0%/yr |
| 2022-08-31 | HK$7.50M | +9.0% 5.0y · 2.0%/yr |
| 2017-09-15 | HK$6.88M | +34.9% 4.9y · 7.0%/yr |
| 2012-11-07 | HK$5.10M | +160.2% |
| 2005-03-31 | HK$1.96M | +70.4% |
| 2003-11-22 | HK$1.15M | −65.7% |
| 1997-11-13 | HK$3.35M | — |