Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$793K, with repayments around HK$34,596/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$793K · loan HK$7.14M · min. income ≈ HK$69,192/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,948 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- B
- Saleable Area
- 466 Saleable ft²
- Gross Area
- 728 ft²
- Efficiency
- 64%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-06-28 | HK$7.80M | −19.9% 3.3y · −6.0%/yr |
| 2021-04-15 | HK$9.74M | +13.3% 2.9y · 4.0%/yr |
| 2018-05-21 | HK$8.60M | +0.0% 0.8y |
| 2017-06-29 | HK$8.60M | +167.9% 11.3y · 15.0%/yr |
| 2006-04-21 | HK$3.21M | — |