Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$532K, with repayments around HK$23,211/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$532K · loan HK$4.79M · min. income ≈ HK$46,422/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$119,732 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- A
- Saleable Area
- 382 Saleable ft²
- Gross Area
- 488 ft²
- Efficiency
- 78%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-05 | HK$5.15M | −20.0% 6.4y · −3.0%/yr |
| 2018-07-09 | HK$6.44M | +159.6% 8.4y · 19.0%/yr |
| 2010-02-10 | HK$2.48M | +57.0% |
| 2007-07-18 | HK$1.58M | +12.1% |
| 2000-03-29 | HK$1.41M | — |