▼ 0.50% · 3.625%
HK$22,199
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,890
−HK$701/mo
Today · 4.125%
HK$23,591
baseline
▲ 0.50% · 4.625%
HK$25,027
+HK$1,436/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,182/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$343,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,696
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,359
−HK$672/mo
Today · 4.125%
HK$26,031
baseline
▲ 0.50% · 4.625%
HK$27,403
+HK$1,372/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,062/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$343,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,419
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,179
−HK$772/mo
Today · 4.125%
HK$25,951
baseline
▲ 0.50% · 4.625%
HK$27,530
+HK$1,579/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$51,902/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$343,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,166
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,895
−HK$739/mo
Today · 4.125%
HK$28,634
baseline
▲ 0.50% · 4.625%
HK$30,143
+HK$1,509/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$57,268/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$343,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,639
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,468
−HK$842/mo
Today · 4.125%
HK$28,310
baseline
▲ 0.50% · 4.625%
HK$30,032
+HK$1,722/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$56,620/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$343,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,636
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,431
−HK$806/mo
Today · 4.125%
HK$31,237
baseline
▲ 0.50% · 4.625%
HK$32,883
+HK$1,646/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$62,474/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$343,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,859
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,757
−HK$912/mo
Today · 4.125%
HK$30,669
baseline
▲ 0.50% · 4.625%
HK$32,535
+HK$1,866/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$61,338/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$343,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,105
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,966
−HK$874/mo
Today · 4.125%
HK$33,840
baseline
▲ 0.50% · 4.625%
HK$35,624
+HK$1,784/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$67,680/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$343,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,079
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,046
−HK$982/mo
Today · 4.125%
HK$33,028
baseline
▲ 0.50% · 4.625%
HK$35,038
+HK$2,010/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$66,056/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$343,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,575
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,502
−HK$941/mo
Today · 4.125%
HK$36,443
baseline
▲ 0.50% · 4.625%
HK$38,364
+HK$1,921/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$72,886/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$343,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,299
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,335
−HK$1,052/mo
Today · 4.125%
HK$35,387
baseline
▲ 0.50% · 4.625%
HK$37,540
+HK$2,153/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$70,774/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$343,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,045
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,038
−HK$1,008/mo
Today · 4.125%
HK$39,046
baseline
▲ 0.50% · 4.625%
HK$41,104
+HK$2,058/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$78,092/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$343,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,519
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,624
−HK$1,122/mo
Today · 4.125%
HK$37,746
baseline
▲ 0.50% · 4.625%
HK$40,043
+HK$2,297/mo
Deposit HK$1.95M · loan HK$7.79M · min. income ≈ HK$75,492/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$343,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,514
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,574
−HK$1,075/mo
Today · 4.125%
HK$41,649
baseline
▲ 0.50% · 4.625%
HK$43,845
+HK$2,196/mo
Deposit HK$1.95M · loan HK$7.79M · min. income ≈ HK$83,298/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$343,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,739
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,913
−HK$1,192/mo
Today · 4.125%
HK$40,105
baseline
▲ 0.50% · 4.625%
HK$42,546
+HK$2,441/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$80,210/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$343,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,984
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,110
−HK$1,142/mo
Today · 4.125%
HK$44,252
baseline
▲ 0.50% · 4.625%
HK$46,585
+HK$2,333/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$88,504/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$343,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,959
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,202
−HK$1,262/mo
Today · 4.125%
HK$42,464
baseline
▲ 0.50% · 4.625%
HK$45,048
+HK$2,584/mo
Deposit HK$974K · loan HK$8.76M · min. income ≈ HK$84,928/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$343,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,454
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,646
−HK$1,209/mo
Today · 4.125%
HK$46,855
baseline
▲ 0.50% · 4.625%
HK$49,325
+HK$2,470/mo
Deposit HK$974K · loan HK$8.76M · min. income ≈ HK$93,710/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$343,544 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).