24/F B

Central and Western District · Hong Kong Island

Switch unit

Floor

1/F A 355 ft² 1/F B 355 ft² 1/F D 433 ft² 2/F A 355 ft² 2/F C 433 ft² 2/F D 433 ft² 3/F C 433 ft² 3/F D 433 ft² 4/F A 355 ft² 4/F B 355 ft² 4/F D 433 ft² 5/F D 433 ft² 6/F A 355 ft² 6/F B 355 ft² 6/F C 433 ft² 7/F A 355 ft² 7/F B 355 ft² 7/F C 433 ft² 7/F D 433 ft² 8/F A 355 ft² 8/F C 433 ft² 8/F D 433 ft² 9/F B 355 ft² 9/F D 433 ft² 11/F A 355 ft² 11/F B 355 ft² 11/F D 433 ft² 12/F B 355 ft² 12/F C 433 ft² 13/F A 355 ft² 13/F B 355 ft² 13/F D 433 ft² 14/F A 355 ft² 14/F C 433 ft² 14/F D 433 ft² 15/F B 355 ft² 15/F D 433 ft² 16/F B 355 ft² 16/F C 433 ft² 18/F A 355 ft² 18/F B 355 ft² 18/F C 433 ft² 19/F A 355 ft² 19/F B 355 ft² 20/F A 296 ft² 20/F B 296 ft² 20/F C 350 ft² 21/F C 350 ft² 21/F D 350 ft² 23/F A 300 ft² 23/F B 326 ft² 24/F B 326 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.36M

≈ HK$13,376 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$436K, with repayments around HK$19,021/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$17,898

−HK$1,123/mo

▼ 0.25% · 3.875%

HK$18,455

−HK$566/mo

Today · 4.125%

HK$19,021

baseline

▲ 0.50% · 4.625%

HK$20,178

+HK$1,157/mo

Deposit HK$436K · loan HK$3.92M · min. income ≈ HK$38,042/mo (50% DSR)

Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$65,411 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sai Ying Pun Station

≈ 1 min walk · 80 m

Education

schools within 1 km (24 within 500 m)

Daily convenience

within 1 km (16 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Mass Transit Railway Sai Ying Pun Station Station.

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 43 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 64 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 24/F
Flat: B
Saleable Area: 326 Saleable ft²
Gross Area: 417 ft²
Efficiency: 78%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2018-06-15	HK$6.58M	+24.6% 1.5y · 17.0%/yr	HK$20,184	HK$15,779
2016-12-09	HK$5.28M	+120.0% 8.6y · 14.0%/yr	HK$16,196	HK$12,662
2008-05-14	HK$2.40M	+71.4%	HK$7,362	HK$5,755
2007-04-03	HK$1.40M	+17.6%	HK$4,294	HK$3,357
2007-01-25	HK$1.19M	+33.7%	HK$3,650	HK$2,854
2004-03-13	HK$890K	+7.2%	HK$2,730	HK$2,134
2004-01-21	HK$830K	—	HK$2,546	HK$1,990

Other appraised units in this building

Data sourced from Renavon.com