9/F NO. 65

Central and Western District · Hong Kong Island

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Floor

1/F NO. 65 422 ft² 2/F NO. 65 422 ft² 3/F NO. 65 422 ft² 4/F NO. 65 422 ft² 5/F NO. 65 422 ft² 7/F NO. 65 422 ft² 8/F NO. 65 422 ft² 9/F NO. 65 422 ft² 10/F NO. 65 422 ft² 12/F NO. 65 422 ft² 13/F NO. 65 422 ft² 14/F NO. 65 422 ft² 15/F NO. 65 422 ft² 16/F NO. 65 422 ft² 17/F NO. 65 422 ft² 18/F NO. 65 422 ft² 19/F NO. 65 422 ft² 20/F NO. 65 422 ft² 21/F NO. 65 422 ft² 22/F NO. 65 422 ft² 23/F NO. 65 422 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$6.96M

≈ HK$16,500 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$696K, with repayments around HK$30,373/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$28,580

−HK$1,793/mo

▼ 0.25% · 3.875%

HK$29,469

−HK$904/mo

Today · 4.125%

HK$30,373

baseline

▲ 0.50% · 4.625%

HK$32,221

+HK$1,848/mo

Deposit HK$696K · loan HK$6.27M · min. income ≈ HK$60,746/mo (50% DSR)

Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$208,897 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sai Ying Pun Station

≈ 5 min walk · 369 m

Education

schools within 1 km (21 within 500 m)

Daily convenience

within 1 km (22 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Ying Pun Station Station.

Family-friendly — 44 schools within a 1 km walk.

Everyday convenience — 37 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 9/F
Flat: NO. 65
Saleable Area: 422 Saleable ft²
Gross Area: 680 ft²
Efficiency: 62%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2025-04-25	HK$6.90M	−17.4% 4.8y · −4.0%/yr	HK$16,351	HK$10,147
2020-07-15	HK$8.35M	+160.9% 11.9y · 14.0%/yr	HK$19,787	HK$12,279
2008-09-05	HK$3.20M	+46.8%	HK$7,583	HK$4,706
2000-03-14	HK$2.18M	−0.9%	HK$5,166	HK$3,206
1999-06-24	HK$2.20M	−33.3%	HK$5,213	HK$3,235
1997-05-09	HK$3.30M	—	HK$7,820	HK$4,853