▼ 0.50% · 3.625%
HK$21,829
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,508
−HK$690/mo
Today · 4.125%
HK$23,198
baseline
▲ 0.50% · 4.625%
HK$24,610
+HK$1,412/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,396/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$327,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,285
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,936
−HK$661/mo
Today · 4.125%
HK$25,597
baseline
▲ 0.50% · 4.625%
HK$26,946
+HK$1,349/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,194/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$327,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,012
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,759
−HK$759/mo
Today · 4.125%
HK$25,518
baseline
▲ 0.50% · 4.625%
HK$27,071
+HK$1,553/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$51,036/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$327,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,713
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,430
−HK$727/mo
Today · 4.125%
HK$28,157
baseline
▲ 0.50% · 4.625%
HK$29,641
+HK$1,484/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$56,314/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$327,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,195
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,010
−HK$828/mo
Today · 4.125%
HK$27,838
baseline
▲ 0.50% · 4.625%
HK$29,532
+HK$1,694/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$55,676/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,142
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,923
−HK$793/mo
Today · 4.125%
HK$30,716
baseline
▲ 0.50% · 4.625%
HK$32,335
+HK$1,619/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$61,432/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,378
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,261
−HK$897/mo
Today · 4.125%
HK$30,158
baseline
▲ 0.50% · 4.625%
HK$31,993
+HK$1,835/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$60,316/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,570
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,417
−HK$859/mo
Today · 4.125%
HK$33,276
baseline
▲ 0.50% · 4.625%
HK$35,030
+HK$1,754/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$66,552/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,561
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,512
−HK$965/mo
Today · 4.125%
HK$32,477
baseline
▲ 0.50% · 4.625%
HK$34,454
+HK$1,977/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,954/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,999
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,911
−HK$925/mo
Today · 4.125%
HK$35,836
baseline
▲ 0.50% · 4.625%
HK$37,725
+HK$1,889/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,672/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,744
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,762
−HK$1,035/mo
Today · 4.125%
HK$34,797
baseline
▲ 0.50% · 4.625%
HK$36,915
+HK$2,118/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$69,594/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,427
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,404
−HK$991/mo
Today · 4.125%
HK$38,395
baseline
▲ 0.50% · 4.625%
HK$40,419
+HK$2,024/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$76,790/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,927
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,013
−HK$1,104/mo
Today · 4.125%
HK$37,117
baseline
▲ 0.50% · 4.625%
HK$39,376
+HK$2,259/mo
Deposit HK$1.91M · loan HK$7.66M · min. income ≈ HK$74,234/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,856
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,898
−HK$1,057/mo
Today · 4.125%
HK$40,955
baseline
▲ 0.50% · 4.625%
HK$43,114
+HK$2,159/mo
Deposit HK$1.91M · loan HK$7.66M · min. income ≈ HK$81,910/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,110
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,264
−HK$1,173/mo
Today · 4.125%
HK$39,437
baseline
▲ 0.50% · 4.625%
HK$41,837
+HK$2,400/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$78,874/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,284
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,391
−HK$1,124/mo
Today · 4.125%
HK$43,515
baseline
▲ 0.50% · 4.625%
HK$45,808
+HK$2,293/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$87,030/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,293
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,515
−HK$1,242/mo
Today · 4.125%
HK$41,757
baseline
▲ 0.50% · 4.625%
HK$44,298
+HK$2,541/mo
Deposit HK$957K · loan HK$8.62M · min. income ≈ HK$83,514/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$327,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,713
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,885
−HK$1,189/mo
Today · 4.125%
HK$46,074
baseline
▲ 0.50% · 4.625%
HK$48,503
+HK$2,429/mo
Deposit HK$957K · loan HK$8.62M · min. income ≈ HK$92,148/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$327,317 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).