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At today's rate and a 90% mortgage, the deposit on this unit is about HK$332K, with repayments around HK$14,481/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$332K · loan HK$2.99M · min. income ≈ HK$28,962/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- B
- Saleable Area
- 229 Saleable ft²
- Gross Area
- 364 ft²
- Efficiency
- 63%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-15 | HK$4.18M | +46.7% 7.9y · 6.0%/yr |
| 2012-10-16 | HK$2.85M | +75.9% |
| 2010-06-24 | HK$1.62M | +25.6% |
| 2009-05-27 | HK$1.29M | +17.3% |
| 2007-12-14 | HK$1.10M | +17.0% |
| 2007-06-01 | HK$940K | +1.1% |
| 2000-03-04 | HK$930K | −35.0% |
| 1998-01-12 | HK$1.43M | +36.2% |
| 1996-03-22 | HK$1.05M | — |