▼ 0.50% · 3.625%
HK$4,402
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,539
−HK$139/mo
Today · 4.125%
HK$4,678
baseline
▲ 0.50% · 4.625%
HK$4,963
+HK$285/mo
Deposit HK$965K · loan HK$965K · min. income ≈ HK$9,356/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,897
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,028
−HK$134/mo
Today · 4.125%
HK$5,162
baseline
▲ 0.50% · 4.625%
HK$5,434
+HK$272/mo
Deposit HK$965K · loan HK$965K · min. income ≈ HK$10,324/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,842
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,993
−HK$153/mo
Today · 4.125%
HK$5,146
baseline
▲ 0.50% · 4.625%
HK$5,459
+HK$313/mo
Deposit HK$869K · loan HK$1.06M · min. income ≈ HK$10,292/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,387
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,531
−HK$147/mo
Today · 4.125%
HK$5,678
baseline
▲ 0.50% · 4.625%
HK$5,977
+HK$299/mo
Deposit HK$869K · loan HK$1.06M · min. income ≈ HK$11,356/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,282
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,447
−HK$166/mo
Today · 4.125%
HK$5,613
baseline
▲ 0.50% · 4.625%
HK$5,955
+HK$342/mo
Deposit HK$772K · loan HK$1.16M · min. income ≈ HK$11,226/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,876
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,034
−HK$160/mo
Today · 4.125%
HK$6,194
baseline
▲ 0.50% · 4.625%
HK$6,520
+HK$326/mo
Deposit HK$772K · loan HK$1.16M · min. income ≈ HK$12,388/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,722
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,900
−HK$181/mo
Today · 4.125%
HK$6,081
baseline
▲ 0.50% · 4.625%
HK$6,451
+HK$370/mo
Deposit HK$676K · loan HK$1.25M · min. income ≈ HK$12,162/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,366
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,537
−HK$173/mo
Today · 4.125%
HK$6,710
baseline
▲ 0.50% · 4.625%
HK$7,064
+HK$354/mo
Deposit HK$676K · loan HK$1.25M · min. income ≈ HK$13,420/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,163
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,354
−HK$195/mo
Today · 4.125%
HK$6,549
baseline
▲ 0.50% · 4.625%
HK$6,948
+HK$399/mo
Deposit HK$579K · loan HK$1.35M · min. income ≈ HK$13,098/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,856
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,040
−HK$186/mo
Today · 4.125%
HK$7,226
baseline
▲ 0.50% · 4.625%
HK$7,607
+HK$381/mo
Deposit HK$579K · loan HK$1.35M · min. income ≈ HK$14,452/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,603
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,808
−HK$209/mo
Today · 4.125%
HK$7,017
baseline
▲ 0.50% · 4.625%
HK$7,444
+HK$427/mo
Deposit HK$483K · loan HK$1.45M · min. income ≈ HK$14,034/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,346
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,543
−HK$199/mo
Today · 4.125%
HK$7,742
baseline
▲ 0.50% · 4.625%
HK$8,150
+HK$408/mo
Deposit HK$483K · loan HK$1.45M · min. income ≈ HK$15,484/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,043
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,262
−HK$223/mo
Today · 4.125%
HK$7,485
baseline
▲ 0.50% · 4.625%
HK$7,940
+HK$455/mo
Deposit HK$386K · loan HK$1.54M · min. income ≈ HK$14,970/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,835
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,045
−HK$214/mo
Today · 4.125%
HK$8,259
baseline
▲ 0.50% · 4.625%
HK$8,694
+HK$435/mo
Deposit HK$386K · loan HK$1.54M · min. income ≈ HK$16,518/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,483
−HK$469/mo
▼ 0.25% · 3.875%
HK$7,716
−HK$236/mo
Today · 4.125%
HK$7,952
baseline
▲ 0.50% · 4.625%
HK$8,436
+HK$484/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$15,904/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,325
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,548
−HK$227/mo
Today · 4.125%
HK$8,775
baseline
▲ 0.50% · 4.625%
HK$9,237
+HK$462/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$17,550/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,923
−HK$497/mo
▼ 0.25% · 3.875%
HK$8,170
−HK$250/mo
Today · 4.125%
HK$8,420
baseline
▲ 0.50% · 4.625%
HK$8,933
+HK$513/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$16,840/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,815
−HK$476/mo
▼ 0.25% · 3.875%
HK$9,051
−HK$240/mo
Today · 4.125%
HK$9,291
baseline
▲ 0.50% · 4.625%
HK$9,781
+HK$490/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$18,582/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).