▼ 0.50% · 3.625%
HK$5,717
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,895
−HK$181/mo
Today · 4.125%
HK$6,076
baseline
▲ 0.50% · 4.625%
HK$6,445
+HK$369/mo
Deposit HK$1.25M · loan HK$1.25M · min. income ≈ HK$12,152/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,360
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,531
−HK$173/mo
Today · 4.125%
HK$6,704
baseline
▲ 0.50% · 4.625%
HK$7,057
+HK$353/mo
Deposit HK$1.25M · loan HK$1.25M · min. income ≈ HK$13,408/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,289
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,485
−HK$198/mo
Today · 4.125%
HK$6,683
baseline
▲ 0.50% · 4.625%
HK$7,090
+HK$407/mo
Deposit HK$1.13M · loan HK$1.38M · min. income ≈ HK$13,366/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,996
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,184
−HK$190/mo
Today · 4.125%
HK$7,374
baseline
▲ 0.50% · 4.625%
HK$7,763
+HK$389/mo
Deposit HK$1.13M · loan HK$1.38M · min. income ≈ HK$14,748/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,861
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,074
−HK$217/mo
Today · 4.125%
HK$7,291
baseline
▲ 0.50% · 4.625%
HK$7,734
+HK$443/mo
Deposit HK$1.00M · loan HK$1.50M · min. income ≈ HK$14,582/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,632
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,837
−HK$208/mo
Today · 4.125%
HK$8,045
baseline
▲ 0.50% · 4.625%
HK$8,469
+HK$424/mo
Deposit HK$1.00M · loan HK$1.50M · min. income ≈ HK$16,090/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,432
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,664
−HK$234/mo
Today · 4.125%
HK$7,898
baseline
▲ 0.50% · 4.625%
HK$8,379
+HK$481/mo
Deposit HK$878K · loan HK$1.63M · min. income ≈ HK$15,796/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,268
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,490
−HK$225/mo
Today · 4.125%
HK$8,715
baseline
▲ 0.50% · 4.625%
HK$9,174
+HK$459/mo
Deposit HK$878K · loan HK$1.63M · min. income ≈ HK$17,430/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,004
−HK$502/mo
▼ 0.25% · 3.875%
HK$8,253
−HK$253/mo
Today · 4.125%
HK$8,506
baseline
▲ 0.50% · 4.625%
HK$9,024
+HK$518/mo
Deposit HK$752K · loan HK$1.76M · min. income ≈ HK$17,012/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,904
−HK$481/mo
▼ 0.25% · 3.875%
HK$9,143
−HK$242/mo
Today · 4.125%
HK$9,385
baseline
▲ 0.50% · 4.625%
HK$9,880
+HK$495/mo
Deposit HK$752K · loan HK$1.76M · min. income ≈ HK$18,770/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,576
−HK$538/mo
▼ 0.25% · 3.875%
HK$8,843
−HK$271/mo
Today · 4.125%
HK$9,114
baseline
▲ 0.50% · 4.625%
HK$9,668
+HK$554/mo
Deposit HK$627K · loan HK$1.88M · min. income ≈ HK$18,228/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,540
−HK$516/mo
▼ 0.25% · 3.875%
HK$9,796
−HK$260/mo
Today · 4.125%
HK$10,056
baseline
▲ 0.50% · 4.625%
HK$10,586
+HK$530/mo
Deposit HK$627K · loan HK$1.88M · min. income ≈ HK$20,112/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,147
−HK$574/mo
▼ 0.25% · 3.875%
HK$9,432
−HK$289/mo
Today · 4.125%
HK$9,721
baseline
▲ 0.50% · 4.625%
HK$10,313
+HK$592/mo
Deposit HK$501K · loan HK$2.01M · min. income ≈ HK$19,442/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,176
−HK$550/mo
▼ 0.25% · 3.875%
HK$10,449
−HK$277/mo
Today · 4.125%
HK$10,726
baseline
▲ 0.50% · 4.625%
HK$11,292
+HK$566/mo
Deposit HK$501K · loan HK$2.01M · min. income ≈ HK$21,452/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,719
−HK$610/mo
▼ 0.25% · 3.875%
HK$10,022
−HK$307/mo
Today · 4.125%
HK$10,329
baseline
▲ 0.50% · 4.625%
HK$10,957
+HK$628/mo
Deposit HK$376K · loan HK$2.13M · min. income ≈ HK$20,658/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,813
−HK$584/mo
▼ 0.25% · 3.875%
HK$11,102
−HK$295/mo
Today · 4.125%
HK$11,397
baseline
▲ 0.50% · 4.625%
HK$11,997
+HK$600/mo
Deposit HK$376K · loan HK$2.13M · min. income ≈ HK$22,794/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,291
−HK$645/mo
▼ 0.25% · 3.875%
HK$10,611
−HK$325/mo
Today · 4.125%
HK$10,936
baseline
▲ 0.50% · 4.625%
HK$11,602
+HK$666/mo
Deposit HK$251K · loan HK$2.26M · min. income ≈ HK$21,872/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,449
−HK$618/mo
▼ 0.25% · 3.875%
HK$11,756
−HK$311/mo
Today · 4.125%
HK$12,067
baseline
▲ 0.50% · 4.625%
HK$12,703
+HK$636/mo
Deposit HK$251K · loan HK$2.26M · min. income ≈ HK$24,134/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).